Affordable Car Finance Deals in and around Harrogate

We offer affordable BMW deals in Harrogate. Secure yours with £0 deposit and flexible finance options.
Trusted by customers with a 4.9/5 Trustpilot rating, we offer verified dealerships and convenient home delivery.

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Popular BMW models in Harrogate

  • BMW 5 Series

2.0 520d MHT M Sport Touring Steptronic Euro 6 (s/s) 5dr BMW 5 Series

31,061 miles 2022 Zero Deposit

Home Delivery Available

£32,950
£548/month
Example
  • BMW 3 Series

2.0 320i M Sport GT xDrive Euro 6 (s/s) 5dr BMW 3 Series

76,813 miles 2015 Zero Deposit

Home Delivery Available

£9,350
Leeds
£196/month
Example
  • BMW 3 Series

2.0 330e 12kWh M Sport Auto Euro 6 (s/s) 4dr BMW 3 Series

47,700 miles 2019 Zero Deposit

Home Delivery Available

£19,995
York
£420/month
Example
  • BMW M5

4.4i V8 Competition Steptronic xDrive Euro 6 (s/s) 4dr BMW M5

13,582 miles 2022 Zero Deposit

Home Delivery Available

£65,950
£1097/month
Example
  • BMW X5

xDrive30d M Sport 5dr Auto EURO 6 HUGE SPEC BMW X5

115,000 miles 2015 Zero Deposit

Home Delivery Available

£15,490
Bradford
£325/month
Example
  • BMW 6 Series

640 640d M Sport 2dr Auto Euro 6|HUGE SPEC|FULL SERVICE HISTORY BMW 6 Series

104,000 miles 2015 Zero Deposit

Home Delivery Available

£10,990
Bradford
£230/month
Example
  • BMW M5

M5 Competition 4dr DCT LCI HUGE SPEC|BMW DASH CAMS|GHOST|TRACKER BMW M5

27,000 miles 2020 Zero Deposit

Home Delivery Available

£52,990
Bradford
£882/month
Example
  • BMW 1 Series

2.0 128ti (LCP) Hatchback 5dr Petrol Auto Euro 6 ( BMW 1 Series

40,000 miles 2022 Zero Deposit

Home Delivery Available

£21,950
York
£365/month
Example
  • BMW 4 Series

2.0 428i M Sport Auto Euro 6 (s/s) 2dr BMW 4 Series

103,500 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Bradford
£252/month
Example
  • BMW 4 Series

2.0 420d M Sport Auto xDrive Euro 6 (s/s) 2dr BMW 4 Series

111,500 miles 2016 Zero Deposit

Home Delivery Available

£9,995
Bradford
£210/month
Example
  • BMW 2 Series

2.0 220d M Sport Saloon 4dr Diesel Auto Euro 6 (s/ BMW 2 Series

26,450 miles 2020 Zero Deposit

Home Delivery Available

£23,700
York
£394/month
Example
  • BMW X2

2.0 20d M Sport X SUV 5dr Diesel Auto xDrive Euro BMW X2

48,334 miles 2018 Zero Deposit

Home Delivery Available

£17,600
£369/month
Example
  • BMW X1

1.5 18i GPF xLine SUV 5dr Petrol Manual sDrive Eur BMW X1

63,054 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 5 Series

2.0 520d M Sport Touring 5dr Diesel Auto Euro 6 (s BMW 5 Series

110,000 miles 2018 Zero Deposit

Home Delivery Available

£13,990
Leeds
£293/month
Example
  • BMW 1 Series

1.6 120i M Sport Hatchback 5dr Petrol Manual Euro BMW 1 Series

104,000 miles 2015 Zero Deposit

Home Delivery Available

£6,990
Leeds
£147/month
Example
  • BMW 1 Series

1.5 118i Sport Hatchback 5dr Petrol Manual Euro 6 BMW 1 Series

66,532 miles 2017 Zero Deposit

Home Delivery Available

£8,450
Leeds
£177/month
Example

Bad Credit BMW deals in Harrogate

Get approved for BMW finance in Harrogate, even with poor credit history. Our specialist lenders understand your circumstances, offering flexible solutions to make your dream BMW achievable.

With dedicated account managers and access to multiple finance partners, we help secure competitive rates regardless of your credit score.

Zero Deposit BMW deals in Harrogate

Drive a quality used BMW in Harrogate with no deposit needed. Choose from our extensive range of pre-owned BMW models and start driving without upfront costs. Our specialist lenders offer flexible monthly payments on used BMW vehicles, making your car ownership journey start sooner.

Why trust ChooseMyCar BMW in Harrogate?

We make car ownership effortless with zero deposit options and competitive finance rates that fit your budget. Our outstanding 4.9/5 Trustpilot rating demonstrates our commitment to customer satisfaction, while our partnerships with reputable dealerships ensure you get a quality BMW every time. Plus, with convenient home delivery available across Harrogate, getting your perfect BMW has never been simpler or more affordable.

Buy BMW on Finance

The high regard in which many car buyers hold BMW has been well-earned – built on a solid track record of producing high quality luxury saloons. Combining German engineering with uniquely refined aesthetics, they’ve spent most of the past 50 years battling Mercedes for the throne of the (reasonably) affordable prestige car kingdom.

However, over the past 15 years, BMW has branched out into a host of new markets. They now offer everything from family-focused SUVs to sporty fastbacks – as well as branching out into the hybrid and electric vehicle spaces. The result is BMW’s premium badge now adorning an ever-increasing range of car types on British roads.

For traditionalists, the 3-series and 5-series are the “bread and butter” sleek estates and saloons synonymous with the BMW name. Newer additions like the sporty M4 have added some zip to the range – aimed at lovers of high performance cars. The X range is focused squarely on families looking for a balance of prestige and practicality. And most recently, BMW has began exploring the growing electric vehicle market, launching the peculiar-yet-practical i3 and the rather rapid i8.

Read more...
Useful Information about BMW
From ChooseMyCar
What is the most popular BMW colour?
Black
What is the most popular BMW fuel type?
Diesel
What's the average BMW price?
£21,516
What's the average BMW mileage?
39,318

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews