Affordable Used BMW for sale on Finance in Gillingham

We offer affordable BMW deals in Gillingham. Secure yours with £0 deposit and flexible finance options.
Trusted by customers with a 4.9/5 Trustpilot rating, we offer verified dealerships and convenient home delivery.

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Popular BMW models in Gillingham

  • BMW X5

X5 3.0 X5 xDrive40d M Sport BMW X5

97,000 miles 2015 Zero Deposit

Home Delivery Available

£19,990
£419/month
Example
  • BMW 5 Series

Diesel Saloon M Sport BMW 5 Series

98,051 miles 2015 Zero Deposit

Home Delivery Available

£9,810
£206/month
Example
  • BMW M4

3.0 BiTurbo Competition Convertible 2dr Petrol DCT BMW M4

39,000 miles 2018 Zero Deposit

Home Delivery Available

£28,990
£608/month
Example
  • BMW 3 Series

2.0 320i M Sport Saloon 4dr Petrol Auto Euro 6 (s/ BMW 3 Series

72,866 miles 2021 Zero Deposit

Home Delivery Available

£19,999
£333/month
Example
  • BMW X1

2.0 18d SE SUV 5dr Diesel Auto sDrive Euro 6 (s/s) BMW X1

101,126 miles 2016 Zero Deposit

Home Delivery Available

£9,150
Maidstone
£192/month
Example
  • BMW 4 Series

2.0 420d M Sport Convertible 2dr Diesel Auto Euro BMW 4 Series

58,299 miles 2016 Zero Deposit

Home Delivery Available

£13,990
£293/month
Example
  • BMW 5 Series

530 530e M Sport 5dr Auto BMW 5 Series

62,130 miles 2022 Zero Deposit

Home Delivery Available

£25,500
£424/month
Example
  • BMW X5

3.0 30d M Sport Auto xDrive Euro 6 (s/s) 5dr BMW X5

67,973 miles 2019 Zero Deposit

Home Delivery Available

£33,950
£565/month
Example
  • BMW 5 Series

2.0 520d M Sport BLACK PACK HUGE SPEC Touring 5dr BMW 5 Series

55,000 miles 2020 Zero Deposit

Home Delivery Available

£22,950
£382/month
Example
  • BMW X5

xDrive30d M Sport 5dr Auto BMW X5

44,800 miles 2019 Zero Deposit

Home Delivery Available

£39,900
£664/month
Example
  • BMW 8 Series

4.4 M850i V8 Convertible 2dr Petrol Steptronic xDr BMW 8 Series

41,570 miles 2019 Zero Deposit

Home Delivery Available

£36,000
£599/month
Example
  • BMW 2 Series

1.5 218i Sport Auto Euro 6 (s/s) 5dr BMW 2 Series

56,000 miles 2015 Zero Deposit

Home Delivery Available

£9,495
£199/month
Example
  • BMW 6 Series

3.0 630d M Sport GT Auto xDrive Euro 6 (s/s) 5dr BMW 6 Series

33,000 miles 2018 Zero Deposit

Home Delivery Available

£22,000
£462/month
Example
  • BMW 1 Series

1.5 118i GPF Sport Hatchback 5dr Petrol Auto Euro BMW 1 Series

53,976 miles 2019 Zero Deposit

Home Delivery Available

£12,200
£256/month
Example
  • BMW M4

3.0 BiTurbo Competition Convertible 2dr Petrol DCT BMW M4

34,633 miles 2018 Zero Deposit

Home Delivery Available

£30,000
£499/month
Example
  • BMW 4 Series

2.0 420i M Sport Coupe 2dr Petrol Auto Euro 6 (s/s BMW 4 Series

69,000 miles 2018 Zero Deposit

Home Delivery Available

£14,150
£297/month
Example

Bad Credit BMW deals in Gillingham

Get approved for BMW finance in Gillingham, even with poor credit history. Our specialist lenders understand your circumstances, offering flexible solutions to make your dream BMW achievable.

With dedicated account managers and access to multiple finance partners, we help secure competitive rates regardless of your credit score.

Zero Deposit BMW deals in Gillingham

Drive a quality used BMW in Gillingham with no deposit needed. Choose from our extensive range of pre-owned BMW models and start driving without upfront costs. Our specialist lenders offer flexible monthly payments on used BMW vehicles, making your car ownership journey start sooner.

Why trust ChooseMyCar BMW in Gillingham?

We make car ownership effortless with zero deposit options and competitive finance rates that fit your budget. Our outstanding 4.9/5 Trustpilot rating demonstrates our commitment to customer satisfaction, while our partnerships with reputable dealerships ensure you get a quality BMW every time. Plus, with convenient home delivery available across Gillingham, getting your perfect BMW has never been simpler or more affordable.

Buy BMW on Finance

The high regard in which many car buyers hold BMW has been well-earned – built on a solid track record of producing high quality luxury saloons. Combining German engineering with uniquely refined aesthetics, they’ve spent most of the past 50 years battling Mercedes for the throne of the (reasonably) affordable prestige car kingdom.

However, over the past 15 years, BMW has branched out into a host of new markets. They now offer everything from family-focused SUVs to sporty fastbacks – as well as branching out into the hybrid and electric vehicle spaces. The result is BMW’s premium badge now adorning an ever-increasing range of car types on British roads.

For traditionalists, the 3-series and 5-series are the “bread and butter” sleek estates and saloons synonymous with the BMW name. Newer additions like the sporty M4 have added some zip to the range – aimed at lovers of high performance cars. The X range is focused squarely on families looking for a balance of prestige and practicality. And most recently, BMW has began exploring the growing electric vehicle market, launching the peculiar-yet-practical i3 and the rather rapid i8.

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Useful Information about BMW
From ChooseMyCar
What is the most popular BMW colour?
Black
What is the most popular BMW fuel type?
Diesel
What's the average BMW price?
£21,516
What's the average BMW mileage?
39,318

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews