Affordable Used BMW for sale on Finance in Colchester

We offer affordable BMW deals in Colchester. Secure yours with £0 deposit and flexible finance options.
Trusted by customers with a 4.9/5 Trustpilot rating, we offer verified dealerships and convenient home delivery.

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Popular BMW models in Colchester

  • BMW 1 Series

M1 3.0 M140i GPF Shadow Edition Hatchback 5dr Petrol BMW 1 Series

38,660 miles 2018 Zero Deposit

Home Delivery Available

£22,000
Ipswich
£462/month
Example
  • BMW M6

4.4 V8 DCT Euro 6 (s/s) 2dr BMW M6

76,000 miles 2017 Zero Deposit

Home Delivery Available

£24,919
Colchester
£523/month
Example
  • BMW 2 Series

1.5 218i GPF Sport Convertible 2dr Petrol Auto Eur BMW 2 Series

40,000 miles 2019 Zero Deposit

Home Delivery Available

£15,495
£325/month
Example
  • BMW 4 Series

2.0 420d M Sport Hatchback 5dr Diesel Auto xDrive BMW 4 Series

91,400 miles 2016 Zero Deposit

Home Delivery Available

£11,695
£245/month
Example
  • BMW X1

2.0 20d M Sport Auto xDrive Euro 6 (s/s) 5dr BMW X1

39,786 miles 2016 Zero Deposit

Home Delivery Available

£15,600
£327/month
Example
  • BMW X6

3.0 30d M Sport Auto xDrive Euro 6 (s/s) 5dr BMW X6

64,500 miles 2018 Zero Deposit

Home Delivery Available

£23,950
Colchester
£503/month
Example
  • BMW M1

3.0 M140i Hatchback 5dr Petrol Auto Euro 6 (s/s) ( BMW M1

75,000 miles 2017 Zero Deposit

Home Delivery Available

£16,495
£346/month
Example
  • BMW 3 Series

3.0 330d M Sport Saloon 4dr Diesel Auto Euro 6 (s/ BMW 3 Series

62,500 miles 2016 Zero Deposit

Home Delivery Available

£14,895
£312/month
Example
  • BMW 4 Series

2.0 420d M Sport Gran Coupe BMW 4 Series

96,000 miles 2016 Zero Deposit

Home Delivery Available

£11,295
£237/month
Example
  • BMW 2 Series

1.5 216d SE MPV 5dr Diesel Manual Euro 6 (s/s) (11 BMW 2 Series

69,500 miles 2016 Zero Deposit

Home Delivery Available

£7,650
£160/month
Example
  • BMW R1250GS

TE Rallye *Full Luggage+Heated Seats+ BMW R1250GS

8,393 miles 2022 Zero Deposit

Home Delivery Available

£13,650
£227/month
Example
  • BMW X1

2.0 18d SE sDrive Euro 6 (s/s) 5dr BMW X1

78,000 miles 2019 Zero Deposit

Home Delivery Available

£10,495
Colchester
£220/month
Example
  • BMW 3 Series

2.0 328i M Sport 4dr BMW 3 Series

34,223 miles 2015 Zero Deposit

Home Delivery Available

£12,970
Colchester
£272/month
Example
  • BMW 1 Series

1.5 118i M Sport Hatchback 5dr Petrol Manual Euro BMW 1 Series

72,335 miles 2016 Zero Deposit

Home Delivery Available

£9,495
£199/month
Example
  • BMW 1 Series

1.5 118i M Sport Shadow Edition Hatchback 5dr Petr BMW 1 Series

55,035 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • BMW 2 Series

2.0 218d M Sport Euro 6 (s/s) 2dr BMW 2 Series

53,000 miles 2015 Zero Deposit

Home Delivery Available

£10,495
Ipswich
£220/month
Example

Bad Credit BMW deals in Colchester

Get approved for BMW finance in Colchester, even with poor credit history. Our specialist lenders understand your circumstances, offering flexible solutions to make your dream BMW achievable.

With dedicated account managers and access to multiple finance partners, we help secure competitive rates regardless of your credit score.

Zero Deposit BMW deals in Colchester

Drive a quality used BMW in Colchester with no deposit needed. Choose from our extensive range of pre-owned BMW models and start driving without upfront costs. Our specialist lenders offer flexible monthly payments on used BMW vehicles, making your car ownership journey start sooner.

Why trust ChooseMyCar BMW in Colchester?

We make car ownership effortless with zero deposit options and competitive finance rates that fit your budget. Our outstanding 4.9/5 Trustpilot rating demonstrates our commitment to customer satisfaction, while our partnerships with reputable dealerships ensure you get a quality BMW every time. Plus, with convenient home delivery available across Colchester, getting your perfect BMW has never been simpler or more affordable.

Buy BMW on Finance

The high regard in which many car buyers hold BMW has been well-earned – built on a solid track record of producing high quality luxury saloons. Combining German engineering with uniquely refined aesthetics, they’ve spent most of the past 50 years battling Mercedes for the throne of the (reasonably) affordable prestige car kingdom.

However, over the past 15 years, BMW has branched out into a host of new markets. They now offer everything from family-focused SUVs to sporty fastbacks – as well as branching out into the hybrid and electric vehicle spaces. The result is BMW’s premium badge now adorning an ever-increasing range of car types on British roads.

For traditionalists, the 3-series and 5-series are the “bread and butter” sleek estates and saloons synonymous with the BMW name. Newer additions like the sporty M4 have added some zip to the range – aimed at lovers of high performance cars. The X range is focused squarely on families looking for a balance of prestige and practicality. And most recently, BMW has began exploring the growing electric vehicle market, launching the peculiar-yet-practical i3 and the rather rapid i8.

Read more...
Useful Information about BMW
From ChooseMyCar
What is the most popular BMW colour?
Black
What is the most popular BMW fuel type?
Diesel
What's the average BMW price?
£21,516
What's the average BMW mileage?
39,318

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews