Affordable Used BMW for sale on Finance in Chelmsford

We offer affordable BMW deals in Chelmsford. Secure yours with £0 deposit and flexible finance options.
Trusted by customers with a 4.9/5 Trustpilot rating, we offer verified dealerships and convenient home delivery.

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Popular BMW models in Chelmsford

BMW 3 Series

1.5 318i Sport Saloon 4dr Petrol Auto Euro 6 (s/s) BMW 3 Series

39,227 miles 2016 Zero Deposit

Home Delivery Available

£12,325
Crewe
£259/month
Example
BMW 1 Series

1.5 118i Sport Auto Euro 6 (s/s) 5dr BMW 1 Series

78,591 miles 2017 Zero Deposit

Home Delivery Available

£9,995
Crewe
£210/month
Example
BMW 2 Series

1.5 218i GPF M Sport Coupe 2dr Petrol Manual Euro BMW 2 Series

71,331 miles 2018 Zero Deposit

Home Delivery Available

£11,569
Crewe
£243/month
Example
BMW 4 Series

3.0 430d M Sport Hatchback 5dr Diesel Auto Euro 6 BMW 4 Series

59,250 miles 2018 Zero Deposit

Home Delivery Available

£16,995
Crewe
£357/month
Example
BMW X5

3.0 30d M Sport SUV 5dr Diesel Auto xDrive Euro 6 BMW X5

45,640 miles 2018 Zero Deposit

Home Delivery Available

£38,000
Crewe
£632/month
Example
BMW 5 Series

20d X-DRIVE SE AUTOMATIC EURO 6 BMW 5 Series

98,482 miles 2015 Zero Deposit

Home Delivery Available

£9,999
Crewe
£210/month
Example
BMW 1 Series

1.5 118i M Sport Hatchback 5dr Petrol Manual Euro BMW 1 Series

72,000 miles 2019 Zero Deposit

Home Delivery Available

£14,495
Crewe
£304/month
Example
BMW X4

2.0 20d M Sport SUV 5dr Diesel Auto xDrive Euro 6 BMW X4

37,227 miles 2017 Zero Deposit

Home Delivery Available

£19,995
Crewe
£420/month
Example
BMW 2 Series

1.5 218i M Sport Coupe 2dr Petrol Manual Euro 6 (s BMW 2 Series

66,000 miles 2017 Zero Deposit

Home Delivery Available

£10,495
Crewe
£220/month
Example
BMW X2

sDrive 20i Sport 5dr Step Auto BMW X2

52,314 miles 2020 Zero Deposit

Home Delivery Available

£16,500
Crewe
£275/month
Example
BMW i3

135kW S 42kWh 5dr Auto Heated BMW i3

46,542 miles 2019 Zero Deposit

Home Delivery Available

£11,500
Crewe
£241/month
Example
BMW 2 Series

1.5 218i Sport Auto Euro 6 (s/s) 2dr BMW 2 Series

45,000 miles 2016 Zero Deposit

Home Delivery Available

£11,499
Crewe
£241/month
Example
BMW 4 Series

2.0 420d Sport Auto Euro 6 (s/s) 2dr BMW 4 Series

32,000 miles 2017 Zero Deposit

Home Delivery Available

£16,500
Crewe
£346/month
Example
BMW M6

4.4 V8 DCT Euro 6 (s/s) 4dr BMW M6

58,005 miles 2017 Zero Deposit

Home Delivery Available

£27,995
Crewe
£587/month
Example
BMW 2 Series

2.0 220i M Sport Auto Euro 6 (s/s) 5dr BMW 2 Series

50,631 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Crewe
£273/month
Example
BMW 1 Series

1.5 118i SE Hatchback 5dr Petrol Auto Euro 6 (s/s) BMW 1 Series

80,603 miles 2016 Zero Deposit

Home Delivery Available

£7,995
Crewe
£168/month
Example

Bad Credit BMW deals in Chelmsford

Get approved for BMW finance in Chelmsford, even with poor credit history. Our specialist lenders understand your circumstances, offering flexible solutions to make your dream BMW achievable.

With dedicated account managers and access to multiple finance partners, we help secure competitive rates regardless of your credit score.

Zero Deposit BMW deals in Chelmsford

Drive a quality used BMW in Chelmsford with no deposit needed. Choose from our extensive range of pre-owned BMW models and start driving without upfront costs. Our specialist lenders offer flexible monthly payments on used BMW vehicles, making your car ownership journey start sooner.

Why trust ChooseMyCar BMW in Chelmsford?

We make car ownership effortless with zero deposit options and competitive finance rates that fit your budget. Our outstanding 4.9/5 Trustpilot rating demonstrates our commitment to customer satisfaction, while our partnerships with reputable dealerships ensure you get a quality BMW every time. Plus, with convenient home delivery available across Chelmsford, getting your perfect BMW has never been simpler or more affordable.

Learn more about BMW

The high regard in which many car buyers hold BMW has been well-earned – built on a solid track record of producing high quality luxury saloons. Combining German engineering with uniquely refined aesthetics, they’ve spent most of the past 50 years battling Mercedes for the throne of the (reasonably) affordable prestige car kingdom.

However, over the past 15 years, BMW has branched out into a host of new markets. They now offer everything from family-focused SUVs to sporty fastbacks – as well as branching out into the hybrid and electric vehicle spaces. The result is BMW’s premium badge now adorning an ever-increasing range of car types on British roads.

For traditionalists, the 3-series and 5-series are the “bread and butter” sleek estates and saloons synonymous with the BMW name. Newer additions like the sporty M4 have added some zip to the range – aimed at lovers of high performance cars. The X range is focused squarely on families looking for a balance of prestige and practicality. And most recently, BMW has began exploring the growing electric vehicle market, launching the peculiar-yet-practical i3 and the rather rapid i8.

Useful Information about BMW
From ChooseMyCar
What is the most popular BMW colour?
Black
What is the most popular BMW fuel type?
Diesel
What's the average BMW price?
£21,516
What's the average BMW mileage?
39,318

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£200.90
48 monthly repayments

Best available rate 9.9%

Total cost of credit £1,643.20

Total repayment £9,643.20

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews