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Used Cars Under £6,000 – No Deposit & Bad Credit

Searching for cars under £6,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

253-288 of over 1,000 cars

  • Volkswagen Polo

SE Volkswagen Polo

86,111 miles 2015 Zero Deposit

Home Delivery Available

£5,999
£126/month
Example
  • Volkswagen Polo

SE Volkswagen Polo

68,111 miles 2015 Zero Deposit

Home Delivery Available

£5,999
£126/month
Example
  • Volkswagen Polo

SE Volkswagen Polo

67,111 miles 2015 Zero Deposit

Home Delivery Available

£5,999
£126/month
Example
  • Volkswagen Golf

S TSI BLUEMOTION TECHNOLOGY Volkswagen Golf

109,333 miles 2017 Zero Deposit

Home Delivery Available

£5,999
£126/month
Example
  • Fiat Doblo

1.6 Doblo Maxi Cargo 1.6 Multijet Ii 105 Hp Tec My20 Fiat Doblo

117,000 miles 2020 Zero Deposit

Home Delivery Available

£5,999
Redditch
£126/month
Example
  • Vauxhall Viva

1.0 SE 5dr [A/C] Vauxhall Viva

26,394 miles 2017 Zero Deposit

Home Delivery Available

£5,999
Plymouth
£126/month
Example
  • Peugeot 308

1.6 BlueHDi Allure Euro 6 (s/s) 5dr Peugeot 308

64,250 miles 2016 Zero Deposit

Home Delivery Available

£5,999
£126/month
Example
  • Vauxhall Insignia

1.6 CDTi SRi Nav Euro 6 (s/s) 5dr Vauxhall Insignia

70,500 miles 2017 Zero Deposit

Home Delivery Available

£5,999
Peterborough
£126/month
Example
  • Renault Kadjar

1.5 dCi Dynamique S Nav Euro 6 (s/s) 5dr Renault Kadjar

100,676 miles 2016 Zero Deposit

Home Delivery Available

£5,999
Sheffield
£126/month
Example
  • Vauxhall Vivaro

1.6 CDTi 2700 BiTurbo ecoFLEX Sportive L1 H1 Euro 5 (s/s) 5dr Vauxhall Vivaro

96,703 miles 2016 Zero Deposit

Home Delivery Available

£5,999
Bedford
£126/month
Example
  • Fiat Doblo

1.3 MultiJetII Maxi L2 H1 Euro 5 (s/s) 6dr Fiat Doblo

73,435 miles 2015 Zero Deposit

Home Delivery Available

£5,999
Stockport
£126/month
Example
  • Ford Transit

2.0 350 EcoBlue FWD L3 H2 Euro 6 5dr Ford Transit

102,000 miles 2017 Zero Deposit

Home Delivery Available

£5,999
£126/month
Example
  • Fiat 500

1.6 E-Torq Pop Euro 6 5dr Fiat 500

49,000 miles 2016 Zero Deposit

Home Delivery Available

£5,999
£126/month
Example
  • Peugeot 108

1.2 VTi PureTech Allure Hatchback 5dr Petrol Manua Peugeot 108

22,000 miles 2015 Zero Deposit

Home Delivery Available

£5,999
Swansea
£126/month
Example
  • Renault Captur

0.9 TCe ENERGY Dynamique S Nav SUV 5dr Petrol Manu Renault Captur

61,000 miles 2015 Zero Deposit

Home Delivery Available

£5,999
Swansea
£126/month
Example
  • Ford Fiesta

1.0T EcoBoost ST-Line Euro 6 (s/s) 3dr Ford Fiesta

90,000 miles 2017 Zero Deposit

Home Delivery Available

£5,999
£126/month
Example
  • Vauxhall Corsa

1.4i ecoTEC Energy Euro 6 3dr Vauxhall Corsa

32,535 miles 2017 Zero Deposit

Home Delivery Available

£5,999
Colchester
£126/month
Example
  • Vauxhall Mokka

1.4i Turbo SE Auto 2WD Euro 6 5dr Vauxhall Mokka

60,000 miles 2016 Zero Deposit

Home Delivery Available

£5,999
£126/month
Example
  • Skoda Citigo

1.0 MPI SE Hatchback 5dr Petrol Manual Euro 6 (60 Skoda Citigo

37,209 miles 2016 Zero Deposit

Home Delivery Available

£5,999
£126/month
Example
  • Volkswagen UP

Move Up Volkswagen UP

66,654 miles 2017 Zero Deposit

Home Delivery Available

£5,999
£126/month
Example
  • Nissan Juke

1.5 dCi N-Connecta Euro 6 (s/s) 5dr Nissan Juke

62,000 miles 2016 Zero Deposit

Home Delivery Available

£5,999
Chesterfield
£126/month
Example
  • Vauxhall Corsa

1.4 LIMITED EDITION 3d 89 BHP Vauxhall Corsa

56,223 miles 2015 Zero Deposit

Home Delivery Available

£5,999
£126/month
Example
  • BMW 2 Series

1.5 216d M Sport Euro 6 (s/s) 5dr BMW 2 Series

112,264 miles 2016 Zero Deposit

Home Delivery Available

£5,999
£126/month
Example
  • Hyundai i10

1.0 PREMIUM Hyundai i10

45,100 miles 2016 Zero Deposit

Home Delivery Available

£5,999
£126/month
Example
  • Vauxhall Corsa

1.4 ENERGY 3d 74 BHP Vauxhall Corsa

81,940 miles 2018 Zero Deposit

Home Delivery Available

£5,999
£126/month
Example
  • Vauxhall Insignia

2.0 DESIGN NAV CDTI ECOFLEX S/S 5d 138 BHP Vauxhall Insignia

44,969 miles 2015 Zero Deposit

Home Delivery Available

£5,999
£126/month
Example
  • Ford Focus

1.0T EcoBoost Zetec Euro 6 (s/s) 5dr Ford Focus

78,000 miles 2016 Zero Deposit

Home Delivery Available

£5,999
£126/month
Example
  • Suzuki SX4

1.6 SZ-T SUV 5dr Petrol Manual ALLGRIP Euro 6 (120 Suzuki SX4

96,810 miles 2015 Zero Deposit

Home Delivery Available

£5,999
£126/month
Example
  • Vauxhall Insignia

1.4i Turbo SRi Nav Euro 6 (s/s) 5dr Vauxhall Insignia

56,834 miles 2016 Zero Deposit

Home Delivery Available

£5,999
£126/month
Example
  • Ford EcoSport

1.5 TDCi Titanium 2WD Euro 6 5dr Ford EcoSport

70,260 miles 2016 Zero Deposit

Home Delivery Available

£5,999
£126/month
Example
  • Hyundai i10

1.0L SE 5d 65 BHP Hyundai i10

76,140 miles 2017 Zero Deposit

Home Delivery Available

£5,999
£126/month
Example
  • Ford Focus

1.0T EcoBoost Titanium Euro 6 (s/s) 5dr Ford Focus

84,000 miles 2017 Zero Deposit

Home Delivery Available

£5,999
Slough
£126/month
Example
  • Vauxhall Astra

1.6 Limited Edition Hatchback, White, 34,000 miles Vauxhall Astra

34,000 miles 2015 Zero Deposit

Home Delivery Available

£5,999
£126/month
Example
  • Dacia Sandero Stepway

1.0 SCe Essential Hatchback 5dr Petrol Manual Euro Dacia Sandero Stepway

61,923 miles 2019 Zero Deposit

Home Delivery Available

£5,999
£126/month
Example
  • Ford Transit

1.5 TDCi 220 L1 H1 5dr Ford Transit

92,219 miles 2017 Zero Deposit

Home Delivery Available

£5,999
Doncaster
£126/month
Example
  • Volkswagen UP

1.0L HIGH UP 5d 74 BHP Volkswagen UP

38,627 miles 2015 Zero Deposit

Home Delivery Available

£5,999
£126/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

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No Deposit Car Finance for Under £6,000

Zero deposit car finance for cars under £6,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £6,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.