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Used Cars Under £6,000 – No Deposit & Bad Credit

Searching for cars under £6,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

973-1000 of over 1,000 cars

  • Skoda Citigo

1.0 MPI GreenTech Colour Edition Skoda Citigo

37,500 miles 2018 Zero Deposit

Home Delivery Available

£5,995
£126/month
Example
  • Peugeot 308

BLUE HDI S/S ACTIVE Peugeot 308

75,001 miles 2015 Zero Deposit

Home Delivery Available

£5,995
Stirling
£126/month
Example
  • Nissan Juke

1.2 Dig T N Connecta Suv 5dr Petrol Manual Euro 6 (s/s) (115 Ps) Nissan Juke

64,258 miles 2016 Zero Deposit

Home Delivery Available

£5,995
£126/month
Example
  • Volkswagen UP

1.0 Move up! Euro 6 3dr Volkswagen UP

26,622 miles 2015 Zero Deposit

Home Delivery Available

£5,995
£126/month
Example
  • Fiat Tipo

1.4 Tipo Hatchback 1.4 95hp Easy Plus Fiat Tipo

100,000 miles 2016 Zero Deposit

Home Delivery Available

£5,995
£126/month
Example
  • Peugeot 2008

1.5 BlueHDi Active Peugeot 2008

89,348 miles 2019 Zero Deposit

Home Delivery Available

£5,995
£126/month
Example
  • Volkswagen Polo

SE TSi Volkswagen Polo

83,741 miles 2015 Zero Deposit

Home Delivery Available

£5,995
£126/month
Example
  • Dacia Duster

1.5 Laureate dCi 110 4x2 Dacia Duster

81,000 miles 2017 Zero Deposit

Home Delivery Available

£5,995
£126/month
Example
  • Suzuki Ignis

1.2 Dualjet SZ-T Hatchback 5dr Petrol Manual Euro Suzuki Ignis

86,409 miles 2017 Zero Deposit

Home Delivery Available

£5,995
£126/month
Example
  • Kia Picanto

2 Kia Picanto

60,211 miles 2018 Zero Deposit

Home Delivery Available

£5,995
£126/month
Example
  • Hyundai i30

1.0 T-GDi Blue Drive SE Hyundai i30

96,100 miles 2018 Zero Deposit

Home Delivery Available

£5,995
£126/month
Example
  • SEAT Ibiza

1.4 Toca SEAT Ibiza

61,148 miles 2015 Zero Deposit

Home Delivery Available

£5,995
£126/month
Example
  • MINI Hatch

1.5 Cooper Euro 6 (s/s) 3dr MINI Hatch

50,000 miles 2015 Zero Deposit

Home Delivery Available

£5,995
£126/month
Example
  • Vauxhall ADAM

1.4T Grand Slam 3dr Vauxhall ADAM

66,000 miles 2015 Zero Deposit

Home Delivery Available

£5,995
Scunthorpe
£126/month
Example
  • Volkswagen UP

1.0 look up Volkswagen UP

41,000 miles 2016 Zero Deposit

Home Delivery Available

£5,995
£126/month
Example
  • Peugeot 108

1.0 ACTIVE Peugeot 108

52,839 miles 2018 Zero Deposit

Home Delivery Available

£5,995
£126/month
Example
  • Vauxhall Corsa

1.4 i ecoTEC Energy Vauxhall Corsa

59,000 miles 2018 Zero Deposit

Home Delivery Available

£5,995
£126/month
Example
  • Fiat Panda

1.2 Lounge Euro 6 5dr Fiat Panda

41,600 miles 2017 Zero Deposit

Home Delivery Available

£5,995
£126/month
Example
  • Peugeot 2008

1.2 PureTech Allure SUV 5dr Petrol Manual Euro 6 (s/s) (130 ps) Peugeot 2008

65,000 miles 2016 Zero Deposit

Home Delivery Available

£5,995
£126/month
Example
  • Nissan Qashqai

DCI ACENTA Nissan Qashqai

87,344 miles 2015 Zero Deposit

Home Delivery Available

£5,995
£126/month
Example
  • Vauxhall Astra

1.4 i SRi Vauxhall Astra

79,271 miles 2016 Zero Deposit

Home Delivery Available

£5,995
£126/month
Example
  • Ford Focus

1.0T EcoBoost Zetec Hatchback 5dr Petrol Manual Eu Ford Focus

44,930 miles 2015 Zero Deposit

Home Delivery Available

£5,995
Leeds
£126/month
Example
  • Suzuki Swift

1.2 SZ-L Euro 6 5dr Suzuki Swift

74,305 miles 2017 Zero Deposit

Home Delivery Available

£5,995
£126/month
Example
  • Renault Kadjar

DYNAMIQUE NAV DCI Renault Kadjar

105,290 miles 2016 Zero Deposit

Home Delivery Available

£5,995
£126/month
Example
  • Vauxhall Crossland

1.2 SE SUV 5dr Petrol Manual Euro 6 (83 ps) LOW RA Vauxhall Crossland

64,639 miles 2019 Zero Deposit

Home Delivery Available

£5,995
£126/month
Example
  • Volkswagen Polo

1.0 BlueMotion Tech SE Hatchback 5dr Petrol Manual Volkswagen Polo

83,152 miles 2015 Zero Deposit

Home Delivery Available

£5,995
£126/month
Example
  • Hyundai i20

1.2 Blue Drive SE Hyundai i20

63,000 miles 2016 Zero Deposit

Home Delivery Available

£5,995
£126/month
Example
  • Nissan Juke

1.2 DIG-T Acenta Nissan Juke

66,758 miles 2015 Zero Deposit

Home Delivery Available

£5,995
£126/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

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No Deposit Car Finance for Under £6,000

Zero deposit car finance for cars under £6,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £6,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.