• Coins Icon
    Zero Deposits
  • Sale Tag Icon
    Affordable Finance Deals
  • Trustpilot
    4.9 out of 5 on Trustpilot
  • People Icon
    Reputable Dealerships
  • Home Icon
    Home Delivery Available

Used Car Deals Under £5,000 | Great Value Offers

Searching for cars under £5,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • Vauxhall Astra

1.4 i Design Full Service History, Long MOT Vauxhall Astra

70,928 miles 2016 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Vauxhall ADAM

1.2i ecoFLEX ENERGISED Euro 6 (s/s) 3dr Vauxhall ADAM

83,500 miles 2017 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Vauxhall ADAM

1.4 JAM 3-Door Vauxhall ADAM

65,509 miles 2015 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Vauxhall ADAM

1.2 16v JAM Hatchback 3dr Petrol Manual Euro 5 (70 Vauxhall ADAM

42,458 miles 2015 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Mitsubishi ASX

1.6D ZC-H 4WD Euro 6 (s/s) 5dr Mitsubishi ASX

104,587 miles 2016 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Toyota AYGO

1.0 VVT-i X HATCHBACK 5dr PETROL MANUAL (68 ps) LO Toyota AYGO

50,851 miles 2016 Zero Deposit

Home Delivery Available

£5,000
Ipswich
£105/month
Example
  • Nissan Qashqai

1.5 dCi n-tec+ 2WD Euro 6 (s/s) 5dr Nissan Qashqai

113,000 miles 2015 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Smart forfour

1.0 Passion Euro 6 (s/s) 5dr Smart forfour

61,000 miles 2017 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Ford EcoSport

1.0T EcoBoost Titanium 2WD Euro 5 ss 5dr Ford EcoSport

62,796 miles 2016 Zero Deposit

Home Delivery Available

£5,000
Newport
£105/month
Example
  • Renault Clio

1.5 dCi Dynamique Nav Euro 6 (s/s) 5dr Renault Clio

92,000 miles 2017 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Ssangyong Korando

2.2D EX Euro 6 5dr Ssangyong Korando

59,896 miles 2016 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Citroen C1

1.0 VTi Feel Euro 6 3dr Citroen C1

37,000 miles 2017 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • MINI Hatch

1.5 Cooper Euro 6 (s/s) 5dr MINI Hatch

100,000 miles 2017 Zero Deposit

Home Delivery Available

£5,000
Gillingham
£105/month
Example
  • Suzuki V-STROM 1000

Awesome tourer with Full Luggage! Suzuki V-STROM 1000

16,000 miles 2016 Zero Deposit

Home Delivery Available

£5,000
Doncaster
£105/month
Example
  • Mercedes Benz Citan

1.5 109 CDI BlueEfficiency L2 Euro 6 (s/s) 5dr Mercedes Benz Citan

118,988 miles 2016 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Kia Venga

1.6 EcoDynamics 3 Euro 5 (s/s) 5dr Kia Venga

73,253 miles 2015 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Toyota AYGO

1.0 VVT-i x-clusiv 2 x-wave Euro 6 5dr Toyota AYGO

86,626 miles 2016 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Ford Fiesta

1.0T EcoBoost Titanium Euro 6 (s/s) 5dr Ford Fiesta

62,691 miles 2015 Zero Deposit

Home Delivery Available

£5,000
Watford
£105/month
Example
  • Vauxhall Insignia

TECH LINE CDTI ECOFLEX S/S 5-Door Vauxhall Insignia

100,950 miles 2015 Zero Deposit

Home Delivery Available

£5,000
Birmingham
£105/month
Example
  • Citroen C1

1.2 PureTech Flair Euro 6 5dr Citroen C1

53,121 miles 2018 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Vauxhall Corsa

ENERGY AC ECOFLEX 3-Door Vauxhall Corsa

75,300 miles 2016 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Hyundai i30

1.6 CRDi Blue Drive SE Euro 6 (s/s) 5dr Hyundai i30

92,000 miles 2015 Zero Deposit

Home Delivery Available

£5,000
Chelmsford
£105/month
Example
  • Ford Focus

2.0 TDCi Titanium Euro 6 (s/s) 5dr Ford Focus

116,000 miles 2016 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Honda Civic

1.6 i-DTEC S (Navi) Euro 5 (s/s) 5dr Honda Civic

109,000 miles 2016 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Citroen C4

1.6 BLUEHDI EXCLUSIVE 5d 118 BHP 12 MONTHS MOT - 2 Citroen C4

68,697 miles 2015 Zero Deposit

Home Delivery Available

£5,000
Oldham
£105/month
Example
  • Peugeot 208

1.0 PureTech Access (a/c) Hatchback 5dr Petrol Man Peugeot 208

60,050 miles 2016 Zero Deposit

Home Delivery Available

£5,000
Manchester
£105/month
Example
  • SEAT Mii

1.0 12v Design Mii Euro 6 5dr SEAT Mii

28,808 miles 2018 Zero Deposit

Home Delivery Available

£5,000
Portsmouth
£105/month
Example
  • Ford Fiesta

1.0T EcoBoost Zetec Euro 6 (s/s) 5dr Ford Fiesta

97,000 miles 2017 Zero Deposit

Home Delivery Available

£5,000
Bedford
£105/month
Example
  • Nissan Note

1.2 DIG-S Acenta Premium Euro 6 (s/s) 5dr Nissan Note

65,000 miles 2016 Zero Deposit

Home Delivery Available

£5,000
Bedford
£105/month
Example
  • Peugeot 108

1.0 Active Euro 6 5dr Peugeot 108

41,000 miles 2017 Zero Deposit

Home Delivery Available

£5,000
Bedford
£105/month
Example
  • Volkswagen UP

1.0 up! beats Hatchback 3dr Petrol Manual Euro 6 ( Volkswagen UP

87,326 miles 2017 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Vauxhall Corsa

1.3 Cdti Ecoflex Car Derived Van 3dr Diesel Manual Fwd L1 H1 (s/s) Start/st Vauxhall Corsa

59,500 miles 2018 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Vauxhall Zafira

2.0 CDTi SRi MPV 5dr Diesel Auto Euro 6 (170 ps) Vauxhall Zafira

101,500 miles 2015 Zero Deposit

Home Delivery Available

£5,000
York
£105/month
Example
  • Suzuki Swift

1.2 SZ3 Hatchback 5dr Petrol Manual ALLGRIP Euro 5 Suzuki Swift

73,421 miles 2015 Zero Deposit

Home Delivery Available

£5,000
York
£105/month
Example
  • Peugeot 208

1.6 BlueHDi GT Line Euro 6 5dr Peugeot 208

106,900 miles 2017 Zero Deposit

Home Delivery Available

£5,000
Chesterfield
£105/month
Example
  • Ford Focus

1.5 TDCi Zetec Hatchback 5dr Diesel Manual Euro 6 Ford Focus

104,000 miles 2015 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example

Looking for a Particular Make?

Abarth

Abarth
Alfa Romeo

Alfa Romeo
Aston Martin

Aston Martin
Audi

Audi
BMW

BMW
Bentley

Bentley
Chevrolet

Chevrolet
Chrysler

Chrysler
Citroen

Citroen
Dacia

Dacia
Ferrari

Ferrari
Fiat

Fiat
Ford

Ford
Honda

Honda
Hyundai

Hyundai
Infiniti

Infiniti
Isuzu

Isuzu
Jaguar

Jaguar
Jeep

Jeep
Kia

Kia
Lamborghini

Lamborghini
Land Rover

Land Rover
Lexus

Lexus
MG

MG
Maserati

Maserati
Mazda

Mazda
Mercedes Benz

Mercedes Benz
Mini

Mini
Mitsubishi

Mitsubishi
Nissan

Nissan
Peugeot

Peugeot
Porsche

Porsche
Renault

Renault
Rolls-Royce

Rolls-Royce
Seat

Seat
Skoda

Skoda
Smart

Smart
Ssangyong

Ssangyong
Subaru

Subaru
Suzuki

Suzuki
Tesla

Tesla
Toyota

Toyota
Vauxhall

Vauxhall
Volkswagen

Volkswagen
Volvo

Volvo

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £5,000

Zero deposit car finance for cars under £5,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £5,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.