Affordable Used Kia for sale on Finance in Watford

We offer affordable Kia deals in Watford. Secure yours with £0 deposit and flexible finance options.
Trusted by customers with a 4.9/5 Trustpilot rating, we offer verified dealerships and convenient home delivery.

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Popular Kia models in Watford

  • Kia Stonic

1.0 T-GDi 4 SUV 5dr Petrol Manual Euro 6 (s/s) (11 Kia Stonic

41,706 miles 2019 Zero Deposit

Home Delivery Available

£11,695
London
£245/month
Example
  • Kia Cee'd

1.6 CRDi 3 Hatchback 5dr Diesel DCT Euro 6 (s/s) ( Kia Cee'd

68,400 miles 2016 Zero Deposit

Home Delivery Available

£7,190
£151/month
Example
  • Kia Sorento

1.6 h T-GDi 3 SUV 5dr Petrol Hybrid Auto AWD Euro Kia Sorento

67,736 miles 2021 Zero Deposit

Home Delivery Available

£25,296
£421/month
Example
  • Kia Sorento

2.2 CRDi KX-2 AWD Euro 6 (s/s) 5dr Kia Sorento

115,000 miles 2017 Zero Deposit

Home Delivery Available

£8,989
£188/month
Example
  • Kia Niro

1.6h GDi 3 DCT Euro 6 (s/s) 5dr Kia Niro

70,839 miles 2017 Zero Deposit

Home Delivery Available

£11,450
£240/month
Example
  • Kia Niro

1.6 GDi 2 SUV 5dr Petrol Hybrid DCT Euro 6 (s/s) ( Kia Niro

33,032 miles 2022 Zero Deposit

Home Delivery Available

£15,800
£263/month
Example
  • Kia XCEE'D

1.0 T-GDi 2 SUV 5dr Petrol Manual Euro 6 (s/s) (11 Kia XCEE'D

27,936 miles 2021 Zero Deposit

Home Delivery Available

£13,989
£233/month
Example
  • Kia Niro

1.6 GDi Hybrid 2 5dr DCT SH Auto Satnav Bluetooth Alloys Kia Niro

56,106 miles 2017 Zero Deposit

Home Delivery Available

£11,490
£241/month
Example
  • Kia Sportage

1.6 GDi 2 SUV 5dr Petrol Manual Euro 6 (s/s) (130 Kia Sportage

39,500 miles 2019 Zero Deposit

Home Delivery Available

£13,495
£283/month
Example
  • Kia Niro

1.6 GDi 2 SUV 5dr Petrol Hybrid DCT Euro 6 (s/s) ( Kia Niro

53,690 miles 2020 Zero Deposit

Home Delivery Available

£13,790
£229/month
Example
  • Kia Soul

1.6 CRDi 3 DCT Euro 6 5dr Kia Soul

36,382 miles 2018 Zero Deposit

Home Delivery Available

£11,422
Luton
£240/month
Example
  • Kia Sorento

2.2 CRDi KX-4 Auto AWD Euro 6 5dr Kia Sorento

100,000 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Kia Sportage

1.6 CRDi MHEV GT-Line S DCT Euro 6 (s/s) 5dr Kia Sportage

37,947 miles 2021 Zero Deposit

Home Delivery Available

£19,499
London
£324/month
Example
  • Kia Sportage

1.6 CRDi EcoDynamics+ 2 SUV 5dr Diesel Hybrid DCT Kia Sportage

85,911 miles 2019 Zero Deposit

Home Delivery Available

£11,650
£244/month
Example
  • Kia Rio

1.25 2 Euro 6 (s/s) 5dr Kia Rio

86,070 miles 2017 Zero Deposit

Home Delivery Available

£6,449
£135/month
Example

Bad Credit Kia deals in Watford

Get approved for Kia finance in Watford, even with poor credit history. Our specialist lenders understand your circumstances, offering flexible solutions to make your dream Kia achievable.

With dedicated account managers and access to multiple finance partners, we help secure competitive rates regardless of your credit score.

Zero Deposit Kia deals in Watford

Drive a quality used Kia in Watford with no deposit needed. Choose from our extensive range of pre-owned Kia models and start driving without upfront costs. Our specialist lenders offer flexible monthly payments on used Kia vehicles, making your car ownership journey start sooner.

Why trust ChooseMyCar Kia in Watford?

We make car ownership effortless with zero deposit options and competitive finance rates that fit your budget. Our outstanding 4.9/5 Trustpilot rating demonstrates our commitment to customer satisfaction, while our partnerships with reputable dealerships ensure you get a quality Kia every time. Plus, with convenient home delivery available across Watford, getting your perfect Kia has never been simpler or more affordable.

Buy Kia on Finance

Over the past few years, Kia has undergone a dramatic transformation. Once seen as cheap and unreliable, Kia went back to the drawing board and re-engineered every element of their cars. The result has been a clutch of auto industry awards and a much-improved reputation.

 

That’s great news for new Kia owners, although second-hand buyers should be mindful that a five-year-old Kia may not be quite as reliable as a newer model. Still, Kia have overtaken the likes of Nissan, Vauxhall, and even BMW in driver satisfaction surveys.

Even with such huge improvements in build quality, Kias are still priced extremely competitively. Used CEED and Rio family hatchbacks are generally far cheaper than comparable models like the Ford Focus and Hyundai Accent. The Sportage and Sorrento models also comfortably undercut most other 4x4s.

Read more...
Useful Information about Kia
From ChooseMyCar
What is the most popular Kia colour?
White
What is the most popular Kia fuel type?
Petrol
What's the average Kia price?
£13,903
What's the average Kia mileage?
29,055

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews