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Affordable Used MINI for sale on Finance in St Albans

We offer affordable MINI deals in St Albans. Secure yours with £0 deposit and flexible finance options.
Trusted by customers with a 4.9/5 Trustpilot rating, we offer verified dealerships and convenient home delivery.

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £7,000 over 60 months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £184. The total cost would be £4,040, making the total amount payable £11,040.

Choose a model

Image of 3-door hatch MINI 3-door hatch
Image of 5-door hatch MINI 5-door hatch
Image of Clubman MINI Clubman
Image of Convertible MINI Convertible
Image of Cooper MINI Cooper
Image of Countryman MINI Countryman
Image of Electric MINI Electric
Image of Hatch MINI Hatch
Image of Mini Roadster MINI Mini Roadster
Image of Paceman MINI Paceman

Popular MINI models in St Albans

MINI Convertible

MINI Convertible
2.0 John Cooper Works Steptronic Euro 6 (s/s) 2dr

2021 | Unlisted | 28,449 miles | Petrol

Finance From
£383/month
Cash Price
£22,999
MINI Hatch

MINI Hatch
1.5 Cooper D Euro 6 (s/s) 3dr

2017 | Manual | 60,881 miles | Diesel

Finance From
£168/month
Cash Price
£7,995
MINI Hatch

MINI Hatch
2.0 Cooper S Hatchback 5dr Petrol Manual Euro 6 (s

2017 | Manual | 41,565 miles | Petrol

Finance From
£189/month
Cash Price
£8,995
MINI Hatch

MINI Hatch
1.2 5-Door Hatch One

2014 | Manual | 51,400 miles | Petrol

Finance From
£147/month
Cash Price
£6,990
MINI Hatch

MINI Hatch
1.2 One Hatchback 3dr Petrol Manual Euro 6 (s/s) (

2015 | Manual | 59,781 miles | Petrol

Finance From
£140/month
Cash Price
£6,690
MINI Hatch

MINI Hatch
1.2 One Hatchback 3dr Petrol Manual Euro 6 (s/s) (

2015 | Manual | 67,000 miles | Petrol

Finance From
£136/month
Cash Price
£6,490
MINI Hatch

MINI Hatch
1.5 Cooper Sport Euro 6 (s/s) 3dr

2019 | Manual | 54,000 miles | Petrol

Finance From
£186/month
Cash Price
£8,885
MINI Clubman

MINI Clubman
2.0 Cooper S Exclusive Estate 6dr Petrol Steptroni

2019 | Automatic | 84,000 miles | Petrol

Finance From
£233/month
Cash Price
£14,000
MINI Clubman

MINI Clubman
1.5 Cooper (Black Pack) Estate 6dr Petrol Manual E

2018 | Manual | 81,496 miles | Petrol

Finance From
£188/month
Cash Price
£8,989
MINI Clubman

MINI Clubman
2.0 John Cooper Works Estate 6dr Petrol Steptronic All4 Euro 6 (s/s) (306 P

2021 | Automatic | 14,600 miles | Petrol

Finance From
£483/month
Cash Price
£29,000
MINI Hatch

MINI Hatch
2.0 Cooper S Classic II 5dr SOLID GREY RED EDITION PACK BLACK PACK PAN ROOF

2020 | Manual | 40,000 miles | Petrol

Finance From
£249/month
Cash Price
£14,990
MINI Hatch

MINI Hatch
1.5 Cooper Hatchback 3dr Petrol Manual Euro 6 (s/s

2015 | Manual | 90,942 miles | Petrol

Finance From
£147/month
Cash Price
£6,999
MINI Hatch

MINI Hatch
1.5 Cooper Hatchback 5dr Petrol Manual Euro 6 (s/s

2016 | Manual | 14,000 miles | Petrol

Finance From
£241/month
Cash Price
£11,490
MINI Countryman

MINI Countryman
2.0 Cooper S Auto ALL4 Euro 6 (s/s) 5dr

2018 | Unlisted | 64,088 miles | Petrol

Finance From
£377/month
Cash Price
£17,950
MINI Countryman

MINI Countryman
1.5 Cooper Sport Steptronic Euro 6 (s/s) 5dr

2023 | Unlisted | 7,660 miles | Petrol

Finance From
£457/month
Cash Price
£27,490
MINI Electric

MINI Electric
32.6kWh Level 3 Auto 3dr

2020 | Unlisted | 55,000 miles | Electric

Finance From
£250/month
Cash Price
£14,995

Bad Credit MINI deals in St Albans

Get approved for MINI finance in St Albans, even with poor credit history. Our specialist lenders understand your circumstances, offering flexible solutions to make your dream MINI achievable.

With dedicated account managers and access to multiple finance partners, we help secure competitive rates regardless of your credit score.

Zero Deposit MINI deals in St Albans

Drive a quality used MINI in St Albans with no deposit needed. Choose from our extensive range of pre-owned MINI models and start driving without upfront costs. Our specialist lenders offer flexible monthly payments on used MINI vehicles, making your car ownership journey start sooner.

Why trust ChooseMyCar MINI in St Albans?

We make car ownership effortless with zero deposit options and competitive finance rates that fit your budget. Our outstanding 4.9/5 Trustpilot rating demonstrates our commitment to customer satisfaction, while our partnerships with reputable dealerships ensure you get a quality MINI every time. Plus, with convenient home delivery available across St Albans, getting your perfect MINI has never been simpler or more affordable.

Learn more about MINI

Why buy a MINI on finance?

Navigate through our flexible MINI car finance options to find the best deal for you. Whether you’re interested in HP, PCP, or PCH, we’ve got you covered and will ensure you get your dream MINI with the most suitable finance plan available. Bad credit? No problem. Use our Car Finance Calculator and find a personalised quote that is tailored to your needs and suits your budget.

Learn more about MINI

The humble MINI isn’t quite so humble anymore.

The tiny icon of cheeky British gumption is now a German-owned powerhouse which includes the Clubman and Countryman crossover SUVs in its range.

The budget car of the ’60s, ’70s, and ’80s is now a premium brand – even the entry-level 3-door hatch holds its value well, so a used MINI can often be sold years later for a minimal loss.

The MINIs Features

Used MINIs still come with great features that make modern living and driving a breeze. No matter if you’re stuck in a traffic jam on the motorway or popping to the shops, although some more compact in size, MINIs are jam packed with everything you need.

Tech including sat navs, Apple Car play, Android auto and great aesthetic sound systems and screens are staples in many models. Alongside more practical needs including ISOFix to keep the little ones safe and airbags.

Why drive a MINI

MINI’s are still iconic. Although new models have had upgrades and larger bodies including the Countryman have become firm favourites, they are still a classic sight!

Still compact and design led with circular headlights and beautiful colourways, all models give a nod to the classic union jack clad banger we’ve all seen in timeless movies and on our screens. 

Browse our MINI finance options and take home a nod to the classic, on your terms.

Read more...
Useful Information about MINI
From ChooseMyCar
What is the most popular MINI colour?
White
What is the most popular MINI fuel type?
Petrol
What's the average MINI price?
£13,482
What's the average MINI mileage?
34,404

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £6,500 over 48 months with a representative APR of 21.4%, an annual interest rate of 21.4% (Fixed) and a deposit of £0.00, the amount payable would be £196.24 per month, with a total cost of credit of £2,919.52 and a total amount payable of £9,419.52

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
31/08/2022

I was looking for a new car and looked…

I was looking for a new car and looked at a few different options for finance. They were very quick to respond and explained how I would be able to find the car I needed and were very helpful with every question I asked. It was processed quickly without a problem. Very friendly on the phone and offered support throughout process.
Customer
28
31/08/2022

Very quick and easy experience I…

Sully was fantastic Very quick and easy experience I applied got accepted quickly and chose a car easily, my car is due to be delivered today
Tan
28
28/08/2022

Super helpful!

Saad was super helpful and made everything really easy for me. Always communicated and really looked for the best deal in my budget. Would definitely recommend!
Bethan
28
29/08/2022

Highly recommend

Dean was amazing and provided a great service. I was unsure about the cars and regularly changed my mind but he didn’t seemed phased and was always happy to help. Extremely friendly and professional service. Thank you
Bhav
28
23/08/2022

Chris helped me make sure it was the…

Chris helped me make sure it was the right deal for me if I had any questions he was there to answer them
Martin
28
18/08/2022

Brill customer service

Brill customer service, assisted in helping me find the right car for me, great customer service. I had a lad called Micheal assist me great asset for he company.
Rachel
28
17/08/2022

Dealt with Dean and he is so…

Dealt with Dean and he is so professional & very helpful. His knowledge and confidence helped in being able to find the right car.
Mandi Leadbitter
28
12/08/2022

Faultless

craig was very helpful and knew his stuff when it came anything extra that needed to be sorted the whole experience was quick incisive and to the point thank you craig for sorting my new vehicle out
Darren James
28
11/08/2022

SUPERB!!

Absolutely amazing service from this company, had Remi to help me throughout the process and got my car financed and delivered within two days. Would definitely recommend this company and Remi to everyone! Written by one happy customer.
Kayleigh
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