Affordable Used MINI for sale on Finance in Reading

We offer affordable MINI deals in Reading. Secure yours with £0 deposit and flexible finance options.
Trusted by customers with a 4.9/5 Trustpilot rating, we offer verified dealerships and convenient home delivery.

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Popular MINI models in Reading

  • MINI Countryman

2.0 Cooper S SUV 5dr Petrol Auto ALL4 Euro 6 (s/s) MINI Countryman

41,981 miles 2018 Zero Deposit

Home Delivery Available

£19,990
High Wycombe
£419/month
Example
  • MINI Convertible

2.0 John Cooper Works Convertible 2dr Petrol Auto MINI Convertible

70,600 miles 2016 Zero Deposit

Home Delivery Available

£12,997
£273/month
Example
  • MINI Hatch

1.5 Cooper Hatchback 3dr Petrol Manual Euro 6 (s/s MINI Hatch

94,000 miles 2015 Zero Deposit

Home Delivery Available

£4,990
£105/month
Example
  • MINI Convertible

1.5 Cooper Euro 6 (s/s) 2dr MINI Convertible

39,700 miles 2018 Zero Deposit

Home Delivery Available

£10,995
£231/month
Example
  • MINI Convertible

1.5 Cooper Euro 6 (s/s) 2dr MINI Convertible

39,700 miles 2018 Zero Deposit

Home Delivery Available

£10,995
£231/month
Example
  • MINI Hatch

1.5 Cooper D Euro 6 (s/s) 3dr MINI Hatch

80,000 miles 2016 Zero Deposit

Home Delivery Available

£5,490
£115/month
Example
  • MINI Countryman

2.0 Cooper S SUV 5dr Petrol Auto ALL4 Euro 6 (s/s) MINI Countryman

52,000 miles 2017 Zero Deposit

Home Delivery Available

£15,495
£325/month
Example
  • MINI Hatch

1.5 Cooper Hatchback 5dr Petrol Manual Euro 6 (s/s MINI Hatch

67,000 miles 2015 Zero Deposit

Home Delivery Available

£6,990
£147/month
Example
  • MINI Clubman

CLUBMAN 2.0 John Cooper Works ALL4 6dr Auto MINI Clubman

42,214 miles 2020 Zero Deposit

Home Delivery Available

£22,280
£371/month
Example
  • MINI Countryman

2.0 Cooper S Exclusive Steptronic Euro 6 (s/s) 5dr MINI Countryman

41,869 miles 2018 Zero Deposit

Home Delivery Available

£18,950
£398/month
Example
  • MINI Countryman

Cooper Classic (Comfort Nav+ Packs) MINI Countryman

21,800 miles 2022 Zero Deposit

Home Delivery Available

£19,250
£320/month
Example
  • MINI Hatch

1.5 Cooper Hatchback 3dr Petrol Manual Euro 6 (s/s MINI Hatch

83,000 miles 2015 Zero Deposit

Home Delivery Available

£5,990
£126/month
Example
  • MINI Countryman

COUNTRYMAN 2.0 John Cooper Works ALL4 [Level 2] 5dr Auto MINI Countryman

1,981 miles 2024 Zero Deposit

Home Delivery Available

£38,495
Basingstoke
£641/month
Example
  • MINI Hatch

1.5 Cooper Auto Euro 6 (s/s) 3dr MINI Hatch

40,100 miles 2015 Zero Deposit

Home Delivery Available

£10,949
Slough
£230/month
Example
  • MINI Countryman

1.5 Cooper Classic Euro 6 (s/s) 5dr MINI Countryman

24,000 miles 2022 Zero Deposit

Home Delivery Available

£17,990
Basingstoke
£299/month
Example
  • MINI Hatch

1.5 5-Door Hatch Cooper MINI Hatch

40,000 miles 2016 Zero Deposit

Home Delivery Available

£9,750
£204/month
Example

Bad Credit MINI deals in Reading

Get approved for MINI finance in Reading, even with poor credit history. Our specialist lenders understand your circumstances, offering flexible solutions to make your dream MINI achievable.

With dedicated account managers and access to multiple finance partners, we help secure competitive rates regardless of your credit score.

Zero Deposit MINI deals in Reading

Drive a quality used MINI in Reading with no deposit needed. Choose from our extensive range of pre-owned MINI models and start driving without upfront costs. Our specialist lenders offer flexible monthly payments on used MINI vehicles, making your car ownership journey start sooner.

Why trust ChooseMyCar MINI in Reading?

We make car ownership effortless with zero deposit options and competitive finance rates that fit your budget. Our outstanding 4.9/5 Trustpilot rating demonstrates our commitment to customer satisfaction, while our partnerships with reputable dealerships ensure you get a quality MINI every time. Plus, with convenient home delivery available across Reading, getting your perfect MINI has never been simpler or more affordable.

Buy MINI on Finance

Why buy a MINI on finance?

Navigate through our flexible MINI car finance options to find the best deal for you. Whether you’re interested in HP, PCP, or PCH, we’ve got you covered and will ensure you get your dream MINI with the most suitable finance plan available. Bad credit? No problem. Use our Car Finance Calculator and find a personalised quote that is tailored to your needs and suits your budget.

Learn more about MINI

The humble MINI isn’t quite so humble anymore.

The tiny icon of cheeky British gumption is now a German-owned powerhouse which includes the Clubman and Countryman crossover SUVs in its range.

The budget car of the ’60s, ’70s, and ’80s is now a premium brand – even the entry-level 3-door hatch holds its value well, so a used MINI can often be sold years later for a minimal loss.

The MINIs Features

Used MINIs still come with great features that make modern living and driving a breeze. No matter if you’re stuck in a traffic jam on the motorway or popping to the shops, although some more compact in size, MINIs are jam packed with everything you need.

Tech including sat navs, Apple Car play, Android auto and great aesthetic sound systems and screens are staples in many models. Alongside more practical needs including ISOFix to keep the little ones safe and airbags.

Why drive a MINI

MINI’s are still iconic. Although new models have had upgrades and larger bodies including the Countryman have become firm favourites, they are still a classic sight!

Still compact and design led with circular headlights and beautiful colourways, all models give a nod to the classic union jack clad banger we’ve all seen in timeless movies and on our screens. 

Browse our MINI finance options and take home a nod to the classic, on your terms.

Read more...
Useful Information about MINI
From ChooseMyCar
What is the most popular MINI colour?
White
What is the most popular MINI fuel type?
Petrol
What's the average MINI price?
£13,482
What's the average MINI mileage?
34,404

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews