Affordable Used Kia for sale on Finance in Reading

We offer affordable Kia deals in Reading. Secure yours with £0 deposit and flexible finance options.
Trusted by customers with a 4.9/5 Trustpilot rating, we offer verified dealerships and convenient home delivery.

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Popular Kia models in Reading

  • Kia Sportage

1.6 GDi 2 Euro 6 (s/s) 5dr Kia Sportage

39,000 miles 2016 Zero Deposit

Home Delivery Available

£10,490
Basingstoke
£220/month
Example
  • Kia Sorento

1.6 T-GDi HEV 3 Kia Sorento

36,924 miles 2021 Zero Deposit

Home Delivery Available

£28,699
Basingstoke
£478/month
Example
  • Kia Niro

1.6h GDi 4 DCT Euro 6 (s/s) 5dr ( 16in Alloy) Kia Niro

77,000 miles 2017 Zero Deposit

Home Delivery Available

£11,490
Basingstoke
£241/month
Example
  • Kia Sorento

2.2 CRDi KX-4 Auto AWD Euro 6 5dr Kia Sorento

100,114 miles 2015 Zero Deposit

Home Delivery Available

£12,495
Basingstoke
£262/month
Example
  • Kia Sportage

1.6 CRDi ISG 48V GT-LINE Kia Sportage

34,744 miles 2022 Zero Deposit

Home Delivery Available

£19,149
Basingstoke
£319/month
Example
  • Kia XCEE'D

1.0 T-GDi Edition Euro 6 (s/s) 5dr Kia XCEE'D

32,000 miles 2020 Zero Deposit

Home Delivery Available

£13,290
Basingstoke
£221/month
Example
  • Kia Sorento

1.6 T-GDi ISG HEV 4 Kia Sorento

24,462 miles 2022 Zero Deposit

Home Delivery Available

£34,999
Basingstoke
£582/month
Example
  • Kia Sportage

1.6 T-GDi ISG GT-LINE Kia Sportage

5,630 miles 2023 Zero Deposit

Home Delivery Available

£25,999
Basingstoke
£433/month
Example

Bad Credit Kia deals in Reading

Get approved for Kia finance in Reading, even with poor credit history. Our specialist lenders understand your circumstances, offering flexible solutions to make your dream Kia achievable.

With dedicated account managers and access to multiple finance partners, we help secure competitive rates regardless of your credit score.

Zero Deposit Kia deals in Reading

Drive a quality used Kia in Reading with no deposit needed. Choose from our extensive range of pre-owned Kia models and start driving without upfront costs. Our specialist lenders offer flexible monthly payments on used Kia vehicles, making your car ownership journey start sooner.

Why trust ChooseMyCar Kia in Reading?

We make car ownership effortless with zero deposit options and competitive finance rates that fit your budget. Our outstanding 4.9/5 Trustpilot rating demonstrates our commitment to customer satisfaction, while our partnerships with reputable dealerships ensure you get a quality Kia every time. Plus, with convenient home delivery available across Reading, getting your perfect Kia has never been simpler or more affordable.

Buy Kia on Finance

Over the past few years, Kia has undergone a dramatic transformation. Once seen as cheap and unreliable, Kia went back to the drawing board and re-engineered every element of their cars. The result has been a clutch of auto industry awards and a much-improved reputation.

 

That’s great news for new Kia owners, although second-hand buyers should be mindful that a five-year-old Kia may not be quite as reliable as a newer model. Still, Kia have overtaken the likes of Nissan, Vauxhall, and even BMW in driver satisfaction surveys.

Even with such huge improvements in build quality, Kias are still priced extremely competitively. Used CEED and Rio family hatchbacks are generally far cheaper than comparable models like the Ford Focus and Hyundai Accent. The Sportage and Sorrento models also comfortably undercut most other 4x4s.

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Useful Information about Kia
From ChooseMyCar
What is the most popular Kia colour?
White
What is the most popular Kia fuel type?
Petrol
What's the average Kia price?
£13,903
What's the average Kia mileage?
29,055

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews