Affordable Used Kia for sale on Finance in Lincoln

We offer affordable Kia deals in Lincoln. Secure yours with £0 deposit and flexible finance options.
Trusted by customers with a 4.9/5 Trustpilot rating, we offer verified dealerships and convenient home delivery.

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Popular Kia models in Lincoln

  • Kia Sportage

SPORTAGE 1.6T GDi HEV GT-Line S 5dr Auto Kia Sportage

9,200 miles 2023 Zero Deposit

Home Delivery Available

£31,360
Lincoln
£522/month
Example
  • Kia PRO_CEE'D

1.6 T-GDi GT Shooting Brake 5dr Petrol DCT Euro 6 Kia PRO_CEE'D

109,000 miles 2019 Zero Deposit

Home Delivery Available

£10,995
Lincoln
£231/month
Example
  • Kia Cee'd

1.6 CRDi ECO 2 Sportswagon 5dr Diesel Manual Euro Kia Cee'd

47,247 miles 2019 Zero Deposit

Home Delivery Available

£9,995
£210/month
Example
  • Kia Stonic

STONIC 1.0T GDi 4 5dr Kia Stonic

33,028 miles 2018 Zero Deposit

Home Delivery Available

£11,920
Lincoln
£250/month
Example
  • Kia Picanto

PICANTO 1.0T GDi GT-line S 5dr [4 seats] Kia Picanto

13,323 miles 2021 Zero Deposit

Home Delivery Available

£13,470
Lincoln
£224/month
Example
  • Kia Cee'd

1.6 CRDi ECO 2 Hatchback 5dr Diesel Manual Euro 6 Kia Cee'd

44,529 miles 2019 Zero Deposit

Home Delivery Available

£9,999
Lincoln
£210/month
Example
  • Kia Sportage

2.0 CRDi GT-Line 5dr [AWD] Kia Sportage

101,000 miles 2018 Zero Deposit

Home Delivery Available

£9,490
£199/month
Example
  • Kia Stonic

1.0 T Gdi 4 Suv 5dr Petrol Dct Euro 6 (s/s) (118 Bhp) Kia Stonic

32,700 miles 2020 Zero Deposit

Home Delivery Available

£13,779
Lincoln
£229/month
Example
  • Kia Picanto

1.0 Dpi 3 Hatchback 5dr Petrol Amt Euro 6 (s/s) (66 Bhp) Kia Picanto

20,376 miles 2021 Zero Deposit

Home Delivery Available

£12,368
Lincoln
£206/month
Example
  • Kia Sportage

1.6 Gdi Edition 25 Suv 5dr Petrol Manual Euro 6 (s/s) (130 Bhp) Kia Sportage

51,285 miles 2019 Zero Deposit

Home Delivery Available

£13,495
Lincoln
£283/month
Example
  • Kia Sportage

1.6 T Gdi Gt Line Suv 5dr Petrol Manual Euro 6 (s/s) (148 Bhp) Kia Sportage

20,879 miles 2023 Zero Deposit

Home Delivery Available

£22,995
Lincoln
£383/month
Example

Bad Credit Kia deals in Lincoln

Get approved for Kia finance in Lincoln, even with poor credit history. Our specialist lenders understand your circumstances, offering flexible solutions to make your dream Kia achievable.

With dedicated account managers and access to multiple finance partners, we help secure competitive rates regardless of your credit score.

Zero Deposit Kia deals in Lincoln

Drive a quality used Kia in Lincoln with no deposit needed. Choose from our extensive range of pre-owned Kia models and start driving without upfront costs. Our specialist lenders offer flexible monthly payments on used Kia vehicles, making your car ownership journey start sooner.

Why trust ChooseMyCar Kia in Lincoln?

We make car ownership effortless with zero deposit options and competitive finance rates that fit your budget. Our outstanding 4.9/5 Trustpilot rating demonstrates our commitment to customer satisfaction, while our partnerships with reputable dealerships ensure you get a quality Kia every time. Plus, with convenient home delivery available across Lincoln, getting your perfect Kia has never been simpler or more affordable.

Buy Kia on Finance

Over the past few years, Kia has undergone a dramatic transformation. Once seen as cheap and unreliable, Kia went back to the drawing board and re-engineered every element of their cars. The result has been a clutch of auto industry awards and a much-improved reputation.

 

That’s great news for new Kia owners, although second-hand buyers should be mindful that a five-year-old Kia may not be quite as reliable as a newer model. Still, Kia have overtaken the likes of Nissan, Vauxhall, and even BMW in driver satisfaction surveys.

Even with such huge improvements in build quality, Kias are still priced extremely competitively. Used CEED and Rio family hatchbacks are generally far cheaper than comparable models like the Ford Focus and Hyundai Accent. The Sportage and Sorrento models also comfortably undercut most other 4x4s.

Read more...
Useful Information about Kia
From ChooseMyCar
What is the most popular Kia colour?
White
What is the most popular Kia fuel type?
Petrol
What's the average Kia price?
£13,903
What's the average Kia mileage?
29,055

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews