Affordable Used Kia for sale on Finance in Lancaster

We offer affordable Kia deals in Lancaster. Secure yours with £0 deposit and flexible finance options.
Trusted by customers with a 4.9/5 Trustpilot rating, we offer verified dealerships and convenient home delivery.

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Popular Kia models in Lancaster

  • Kia Picanto

1.0 VR7 Hatchback 5dr Petrol Manual Euro 5 (68 bhp) Kia Picanto

15,303 miles 2015 Zero Deposit

Home Delivery Available

£6,750
Lancaster
£141/month
Example
  • Kia Sportage

2.0 CRDi KX-2 SUV 5DR DIESEL AUTOMATIC AWD EURO 6 Kia Sportage

59,000 miles 2017 Zero Deposit

Home Delivery Available

£10,995
Preston
£231/month
Example
  • Kia XCEE'D

1.4 T-GDi 3 SUV 5dr Petrol DCT Euro 6 (s/s) (138 b Kia XCEE'D

18,741 miles 2020 Zero Deposit

Home Delivery Available

£17,995
£299/month
Example
  • Kia Cee'd

1.6 GDi 8.9kWh 3 Sportswagon 5dr Petrol Plug-in Hy Kia Cee'd

35,300 miles 2021 Zero Deposit

Home Delivery Available

£16,995
Preston
£283/month
Example
  • Kia Picanto

1.0 EcoDynamics SE Hatchback 5dr Petrol Manual Eur Kia Picanto

62,864 miles 2017 Zero Deposit

Home Delivery Available

£5,995
Preston
£126/month
Example
  • Kia Rio

1.4 CRDi EcoDynamics 3 Hatchback 5dr Diesel Manual Kia Rio

94,920 miles 2015 Zero Deposit

Home Delivery Available

£4,595
Preston
£96/month
Example
  • Kia Soul

64kwh First Edition Suv 5dr Electric Auto (201 Bhp) Kia Soul

32,000 miles 2020 Zero Deposit

Home Delivery Available

£14,995
£250/month
Example
  • Kia Sportage

1.6 T-GDi Launch Edition SUV 5dr Petrol Manual Eur Kia Sportage

34,000 miles 2022 Zero Deposit

Home Delivery Available

£21,195
Preston
£353/month
Example
  • Kia Sportage

1.6 GDi ISG 2 5dr Kia Sportage

79,656 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Kia Cee'd

1.5 T-GDi GT-Line Hatchback 5dr Petrol Manual Euro Kia Cee'd

37,550 miles 2023 Zero Deposit

Home Delivery Available

£16,195
Preston
£269/month
Example
  • Kia Niro

64kWh 3 SUV 5dr Electric Auto (201 bhp) SERVICE HI Kia Niro

38,000 miles 2020 Zero Deposit

Home Delivery Available

£15,695
Preston
£261/month
Example
  • Kia Cee'd

1.0 T-GDi ECO 2 Hatchback 5dr Petrol Manual Euro 6 Kia Cee'd

109,000 miles 2020 Zero Deposit

Home Delivery Available

£6,975
£146/month
Example
  • Kia Sportage

1.7 CRDi ISG 3 TURBO DIESEL 6 SPEED MANUAL - FULL DEALER SERVICE HISTORY - Kia Sportage

91,000 miles 2017 Zero Deposit

Home Delivery Available

£9,995
£210/month
Example
  • Kia XCEE'D

1.5 T-GDi 3 SUV 5dr Petrol Manual Euro 6 (s/s) (15 Kia XCEE'D

50,000 miles 2021 Zero Deposit

Home Delivery Available

£13,795
Preston
£230/month
Example
  • Kia XCEE'D

1.0 T-GDi 2 SUV 5dr Petrol Manual Euro 6 (s/s) (11 Kia XCEE'D

20,000 miles 2022 Zero Deposit

Home Delivery Available

£13,795
Preston
£230/month
Example
  • Kia Niro

NIRO 1.6 GDi Hybrid 2 5dr DCT Kia Niro

28,346 miles 2022 Zero Deposit

Home Delivery Available

£18,940
Preston
£315/month
Example

Bad Credit Kia deals in Lancaster

Get approved for Kia finance in Lancaster, even with poor credit history. Our specialist lenders understand your circumstances, offering flexible solutions to make your dream Kia achievable.

With dedicated account managers and access to multiple finance partners, we help secure competitive rates regardless of your credit score.

Zero Deposit Kia deals in Lancaster

Drive a quality used Kia in Lancaster with no deposit needed. Choose from our extensive range of pre-owned Kia models and start driving without upfront costs. Our specialist lenders offer flexible monthly payments on used Kia vehicles, making your car ownership journey start sooner.

Why trust ChooseMyCar Kia in Lancaster?

We make car ownership effortless with zero deposit options and competitive finance rates that fit your budget. Our outstanding 4.9/5 Trustpilot rating demonstrates our commitment to customer satisfaction, while our partnerships with reputable dealerships ensure you get a quality Kia every time. Plus, with convenient home delivery available across Lancaster, getting your perfect Kia has never been simpler or more affordable.

Buy Kia on Finance

Over the past few years, Kia has undergone a dramatic transformation. Once seen as cheap and unreliable, Kia went back to the drawing board and re-engineered every element of their cars. The result has been a clutch of auto industry awards and a much-improved reputation.

 

That’s great news for new Kia owners, although second-hand buyers should be mindful that a five-year-old Kia may not be quite as reliable as a newer model. Still, Kia have overtaken the likes of Nissan, Vauxhall, and even BMW in driver satisfaction surveys.

Even with such huge improvements in build quality, Kias are still priced extremely competitively. Used CEED and Rio family hatchbacks are generally far cheaper than comparable models like the Ford Focus and Hyundai Accent. The Sportage and Sorrento models also comfortably undercut most other 4x4s.

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Useful Information about Kia
From ChooseMyCar
What is the most popular Kia colour?
White
What is the most popular Kia fuel type?
Petrol
What's the average Kia price?
£13,903
What's the average Kia mileage?
29,055

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews