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Used Cars Under £8,000 – No Deposit & Bad Credit

Searching for cars under £8,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

397-432 of over 1,000 cars

  • Mercedes Benz C Class

2.1 C220d SE Saloon 4dr Diesel 7G-Tronic+ Euro 6 (s/s) (170 ps) Mercedes Benz C Class

100,679 miles 2016 Zero Deposit

Home Delivery Available

£7,999
£168/month
Example
  • Ford Ka

1.2 Zetec 5dr ** ONLY 46000 MILES ** Ford Ka

46,341 miles 2019 Zero Deposit

Home Delivery Available

£7,999
£168/month
Example
  • Citroen C3

1.2 PureTech Flair SUV 5dr Petrol Manual Euro 6 (8 Citroen C3

56,000 miles 2019 Zero Deposit

Home Delivery Available

£7,999
Glasgow
£168/month
Example
  • Renault Clio

0.9 Dynamique Nav TCe 90 Renault Clio

31,174 miles 2016 Zero Deposit

Home Delivery Available

£7,999
£168/month
Example
  • Volkswagen Polo

1.2 TSI BlueMotion Tech Match Hatchback 5dr Petrol Volkswagen Polo

68,251 miles 2016 Zero Deposit

Home Delivery Available

£7,999
£168/month
Example
  • Volkswagen Polo

Beats Volkswagen Polo

48,928 miles 2017 Zero Deposit

Home Delivery Available

£7,999
£168/month
Example
  • Volkswagen Polo

SE EVO Volkswagen Polo

63,777 miles 2018 Zero Deposit

Home Delivery Available

£7,999
£168/month
Example
  • Volkswagen Golf

R LINE EDITION TDI BLUEMOTION TECHNOLOGY Volkswagen Golf

89,333 miles 2016 Zero Deposit

Home Delivery Available

£7,999
£168/month
Example
  • Volkswagen Golf

SE TDi Bluemotion Technology Volkswagen Golf

24,600 miles 2016 Zero Deposit

Home Delivery Available

£7,999
£168/month
Example
  • Volkswagen Polo

S AC Volkswagen Polo

44,260 miles 2017 Zero Deposit

Home Delivery Available

£7,999
£168/month
Example
  • Volkswagen Polo

MATCH EDITION TSI Volkswagen Polo

68,222 miles 2017 Zero Deposit

Home Delivery Available

£7,999
£168/month
Example
  • Volkswagen Polo

Unlisted Volkswagen Polo

81,444 miles 2018 Zero Deposit

Home Delivery Available

£7,999
£168/month
Example
  • Fiat 500

1.0 FireFly Turbo MultiAir City Cross SUV 5dr Petrol Manual Euro 6 (s/s) (1 Fiat 500

68,400 miles 2019 Zero Deposit

Home Delivery Available

£7,999
Rotherham
£168/month
Example
  • Fiat 500

1.0 FireFly Turbo MultiAir City Cross SUV 5dr Petr Fiat 500

68,400 miles 2019 Zero Deposit

Home Delivery Available

£7,999
Rotherham
£168/month
Example
  • Dacia Duster

1.5 DCI 115 BHP PRESTIGE EDITION EURO 6 ULEZ COMPLIANT SUV Dacia Duster

105,000 miles 2019 Zero Deposit

Home Delivery Available

£7,999
£168/month
Example
  • Vauxhall Mokka

1.4 i Turbo ecoTEC Design Nav Vauxhall Mokka

66,541 miles 2018 Zero Deposit

Home Delivery Available

£7,999
£168/month
Example
  • Honda Jazz

1.3 I-VTEC EX Honda Jazz

79,598 miles 2018 Zero Deposit

Home Delivery Available

£7,999
£168/month
Example
  • Vauxhall Grandland

1.6 Turbo D BlueInjection SE Vauxhall Grandland

96,000 miles 2018 Zero Deposit

Home Delivery Available

£7,999
£168/month
Example
  • Ford Fiesta

1.0T EcoBoost Titanium B&O Play Series Hatchback 5 Ford Fiesta

49,540 miles 2018 Zero Deposit

Home Delivery Available

£7,999
Walsall
£168/month
Example
  • Vauxhall Insignia

1.5i Turbo GPF SRi VX Line Nav Grand Sport 5dr Pet Vauxhall Insignia

84,000 miles 2019 Zero Deposit

Home Delivery Available

£7,999
Leicester
£168/month
Example
  • MINI Paceman

1.6 Cooper ALL4 3dr FOUR WHEEL DRIVE, HEATED SEATS, LOW MILEAGE MINI Paceman

60,000 miles 2016 Zero Deposit

Home Delivery Available

£7,999
Shrewsbury
£168/month
Example
  • BMW 1 Series

1.5 116d SE Business Euro 6 (s/s) 5dr BMW 1 Series

38,000 miles 2018 Zero Deposit

Home Delivery Available

£7,999
£168/month
Example
  • MINI Hatch

2.0 COOPER S 5dr MINI Hatch

89,000 miles 2017 Zero Deposit

Home Delivery Available

£7,999
Bristol
£168/month
Example
  • MINI Countryman

1.6 Cooper Euro 6 (s/s) 5dr MINI Countryman

45,250 miles 2015 Zero Deposit

Home Delivery Available

£7,999
£168/month
Example
  • Nissan Juke

1.2 DIG-T Tekna SUV 5DR Petrol Manual Euro 6 (s/s) Nissan Juke

55,000 miles 2016 Zero Deposit

Home Delivery Available

£7,999
Walsall
£168/month
Example
  • Fiat 500

0.9 0.9 TwinAir 85hp Rockstar Fiat 500

46,000 miles 2019 Zero Deposit

Home Delivery Available

£7,999
£168/month
Example
  • Ford Kuga

2.0 TDCi EcoBlue ST-Line Euro 6 (s/s) 5dr Ford Kuga

102,000 miles 2017 Zero Deposit

Home Delivery Available

£7,999
Colchester
£168/month
Example
  • Hyundai Tucson

1.6 GDi Blue Drive S Euro 6 (s/s) 5dr Hyundai Tucson

73,900 miles 2017 Zero Deposit

Home Delivery Available

£7,999
Peterborough
£168/month
Example
  • Volkswagen UP

1.0 High up! Euro 6 (s/s) 3dr Volkswagen UP

25,000 miles 2017 Zero Deposit

Home Delivery Available

£7,999
Poole
£168/month
Example
  • Vauxhall Corsa

1.4i Turbo ecoTEC Energy Hatchback 5dr Petrol Manu Vauxhall Corsa

30,000 miles 2018 Zero Deposit

Home Delivery Available

£7,999
£168/month
Example
  • Skoda Octavia

1.6 TDI S Estate 5dr Diesel Manual Euro 6 (s/s) (1 Skoda Octavia

88,000 miles 2018 Zero Deposit

Home Delivery Available

£7,999
£168/month
Example
  • MINI Countryman

2.0 Cooper D SUV 5dr Diesel Auto ALL4 Euro 5 (112 MINI Countryman

72,800 miles 2015 Zero Deposit

Home Delivery Available

£7,999
Warrington
£168/month
Example
  • Vauxhall Corsa

SRI PREMIUM 5-Door Vauxhall Corsa

44,505 miles 2020 Zero Deposit

Home Delivery Available

£7,999
£168/month
Example
  • Volkswagen Polo

1.0 BlueMotion Tech SE Hatchback 5dr Petrol Manual Volkswagen Polo

50,579 miles 2015 Zero Deposit

Home Delivery Available

£7,999
Crawley
£168/month
Example
  • Ford Fiesta

1.1 Ti-VCT Zetec Hatchback 5dr Petrol Manual Euro Ford Fiesta

41,401 miles 2018 Zero Deposit

Home Delivery Available

£7,999
£168/month
Example
  • Ford Focus

1.5 TDCi Zetec Hatchback 5dr Diesel Manual Euro 6 Ford Focus

58,817 miles 2016 Zero Deposit

Home Delivery Available

£7,999
£168/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £8,000

Zero deposit car finance for cars under £8,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £8,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.