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Used Cars Under £8,000 – No Deposit & Bad Credit

Searching for cars under £8,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

973-1000 of over 1,000 cars

  • Vauxhall Astra

1.4 i Turbo SRi Nav Vauxhall Astra

31,101 miles 2017 Zero Deposit

Home Delivery Available

£7,995
£168/month
Example
  • Toyota AYGO

1.0 VVT-i x-plore Euro 6 5dr Toyota AYGO

41,139 miles 2018 Zero Deposit

Home Delivery Available

£7,995
£168/month
Example
  • Peugeot 308

1.2 PureTech GPF Allure EAT Euro 6 (s/s) 5dr Peugeot 308

36,000 miles 2019 Zero Deposit

Home Delivery Available

£7,995
Birmingham
£168/month
Example
  • Ssangyong Korando

2.2 D ELX Ssangyong Korando

84,452 miles 2019 Zero Deposit

Home Delivery Available

£7,995
£168/month
Example
  • Renault Captur

0.9 Iconic TCe 90 MY18 Renault Captur

53,273 miles 2019 Zero Deposit

Home Delivery Available

£7,995
£168/month
Example
  • Kia Picanto

1.25 GT-Line Hatchback 5dr Petrol Manual Euro 6 (8 Kia Picanto

44,000 miles 2018 Zero Deposit

Home Delivery Available

£7,995
£168/month
Example
  • Ford Ka

ZETEC Ford Ka

2,000 miles 2018 Zero Deposit

Home Delivery Available

£7,995
Norwich
£168/month
Example
  • MINI Hatch

1.5 Cooper D Hatchback 5dr Diesel Manual Euro 6 (s MINI Hatch

68,924 miles 2017 Zero Deposit

Home Delivery Available

£7,995
Swindon
£168/month
Example
  • Ford Fiesta

ZETEC Ford Fiesta

37,194 miles 2015 Zero Deposit

Home Delivery Available

£7,995
Newport
£168/month
Example
  • Renault Megane

1.6 Signature Nav dCi 130 Renault Megane

57,687 miles 2016 Zero Deposit

Home Delivery Available

£7,995
£168/month
Example
  • Mazda Cx 3

2.0 SKYACTIV-G SE-L Nav SUV 5dr Petrol Manual Euro Mazda Cx 3

77,066 miles 2018 Zero Deposit

Home Delivery Available

£7,995
£168/month
Example
  • Citroen Dispatch

2.0 BlueHDi 1400 Enterprise M Euro 6 Citroen Dispatch

100,909 miles 2019 Zero Deposit

Home Delivery Available

£7,995
Rotherham
£168/month
Example
  • Hyundai i20

1.2 SE Launch Edition Hyundai i20

62,516 miles 2018 Zero Deposit

Home Delivery Available

£7,995
£168/month
Example
  • Peugeot Partner

1.5 BlueHDi 1000 Professional Standard Panel Van 5 Peugeot Partner

64,240 miles 2021 Zero Deposit

Home Delivery Available

£7,995
Liverpool
£168/month
Example
  • Vauxhall Corsa

1.4 ENERGY AC ECOFLEX Vauxhall Corsa

33,218 miles 2017 Zero Deposit

Home Delivery Available

£7,995
Southampton
£168/month
Example
  • Nissan Note

NOTE ACENTA PREMIUM Nissan Note

26,000 miles 2017 Zero Deposit

Home Delivery Available

£7,995
£168/month
Example
  • Vauxhall Vivaro

1.6 2700 L1H1 CDTI P/V SPORTIVE 114 BHP Vauxhall Vivaro

98,300 miles 2015 Zero Deposit

Home Delivery Available

£7,995
£168/month
Example
  • Vauxhall Insignia

1.6 Turbo D ecoTEC Elite Nav Grand Sport Euro 6 (s/s) 5dr Vauxhall Insignia

63,456 miles 2018 Zero Deposit

Home Delivery Available

£7,995
Southend-on-Sea
£168/month
Example
  • Toyota Yaris

1.33 VVT-i Icon+ 5dr Toyota Yaris

53,000 miles 2016 Zero Deposit

Home Delivery Available

£7,995
Grimsby
£168/month
Example
  • Fiat 500

1.2 Lounge 3dr Fiat 500

28,700 miles 2019 Zero Deposit

Home Delivery Available

£7,995
£168/month
Example
  • Nissan NV300

1.6 dCi 1.0t Acenta L1 H1 Euro 6 5dr Nissan NV300

100,000 miles 2019 Zero Deposit

Home Delivery Available

£7,995
Birmingham
£168/month
Example
  • Nissan X Trail

1.6 dCi N-TEC Nissan X Trail

73,322 miles 2016 Zero Deposit

Home Delivery Available

£7,995
Wolverhampton
£168/month
Example
  • MINI Hatch

1.5 Cooper Euro 6 (s/s) 3dr MINI Hatch

77,000 miles 2015 Zero Deposit

Home Delivery Available

£7,995
£168/month
Example
  • Jeep Renegade

1.0 GSE T3 Night Eagle Euro 6 (s/s) 5dr Jeep Renegade

38,500 miles 2020 Zero Deposit

Home Delivery Available

£7,995
Harlow
£168/month
Example
  • Renault Clio

1.5 dCi Dynamique Nav Euro 6 (s/s) 5dr Renault Clio

48,355 miles 2017 Zero Deposit

Home Delivery Available

£7,995
£168/month
Example
  • Vauxhall Corsa

1.4 i ecoTEC Energy Vauxhall Corsa

42,500 miles 2018 Zero Deposit

Home Delivery Available

£7,995
£168/month
Example
  • Citroen Berlingo

725 X L2 HDI Citroen Berlingo

66,000 miles 2015 Zero Deposit

Home Delivery Available

£7,995
£168/month
Example
  • MG GS

1.5 TGI Exclusive Euro 6 (s/s) 5dr MG GS

80,000 miles 2018 Zero Deposit

Home Delivery Available

£7,995
Leeds
£168/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

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No Deposit Car Finance for Under £8,000

Zero deposit car finance for cars under £8,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £8,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.