Affordable Used Skoda for sale on Finance in Chelmsford

We offer affordable Skoda deals in Chelmsford. Secure yours with £0 deposit and flexible finance options.
Trusted by customers with a 4.9/5 Trustpilot rating, we offer verified dealerships and convenient home delivery.

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Popular Skoda models in Chelmsford

Skoda Fabia

1.0 TSI SE Comfort Euro 6 (s/s) 5dr Skoda Fabia

12,000 miles 2022 Zero Deposit

Home Delivery Available

£12,999
Crewe
£216/month
Example
Skoda Kodiaq

KODIAQ 2.0 TDI SE L 5dr DSG [7 Seat] Skoda Kodiaq

6,983 miles 2024 Zero Deposit

Home Delivery Available

£34,919
Crewe
£581/month
Example
Skoda Kamiq

1.0 TSI 110 Monte Carlo 5dr DS Skoda Kamiq

16,826 miles 2023 Zero Deposit

Home Delivery Available

£19,800
Crewe
£329/month
Example
Skoda Kodiaq

1.5 TSI ACT SE Euro 6 (s/s) 5dr (7 Seat) Skoda Kodiaq

83,150 miles 2020 Zero Deposit

Home Delivery Available

£13,990
Crewe
£233/month
Example
Skoda Enyaq

82kWh 80 SUV 5dr Electric Auto (204 ps) Skoda Enyaq

101,000 miles 2021 Zero Deposit

Home Delivery Available

£15,795
Crewe
£331/month
Example
Skoda Fabia

FABIA 1.0 TSI 110 SE L 5dr DSG Skoda Fabia

13,089 miles 2024 Zero Deposit

Home Delivery Available

£17,520
Crewe
£292/month
Example
Skoda Octavia

OCTAVIA 2.0 TSI vRS 5dr DSG Skoda Octavia

3,278 miles 2024 Zero Deposit

Home Delivery Available

£29,862
Crewe
£497/month
Example
Skoda Fabia

FABIA 1.0 TSI Colour Edition 5dr Skoda Fabia

9,856 miles 2023 Zero Deposit

Home Delivery Available

£15,162
Crewe
£252/month
Example
Skoda Octavia

OCTAVIA 2.0 TDI 150 SE L 5dr DSG Skoda Octavia

10,474 miles 2023 Zero Deposit

Home Delivery Available

£24,621
Crewe
£410/month
Example
Skoda Kodiaq

KODIAQ 2.0 TSI 190 SE L Executive 4x4 5dr DSG [7 Seat] Skoda Kodiaq

36,000 miles 2022 Zero Deposit

Home Delivery Available

£27,892
Crewe
£464/month
Example
Skoda Kamiq

KAMIQ 1.5 TSI Monte Carlo 5dr Skoda Kamiq

17,929 miles 2023 Zero Deposit

Home Delivery Available

£19,938
Crewe
£332/month
Example
Skoda Karoq

1.5 TSI ACT SE Technology SUV 5dr Petrol Manual Eu Skoda Karoq

51,943 miles 2021 Zero Deposit

Home Delivery Available

£14,695
Crewe
£245/month
Example
Skoda Scala

1.0 TSI SE Hatchback 5dr Petrol Manual Euro 6 (s/s Skoda Scala

61,128 miles 2020 Zero Deposit

Home Delivery Available

£9,600
Crewe
£201/month
Example
Skoda Kodiaq

KODIAQ 2.0 TDI SE L Executive 4x4 5dr DSG [7 Seat] Skoda Kodiaq

22,041 miles 2022 Zero Deposit

Home Delivery Available

£30,754
Crewe
£512/month
Example
Skoda Enyaq

ENYAQ 210kW 85 Edition 82kWh 5dr Auto Skoda Enyaq

3,203 miles 2024 Zero Deposit

Home Delivery Available

£34,972
Crewe
£582/month
Example
Skoda Fabia

FABIA 1.0 TSI 110 SE L 5dr DSG Skoda Fabia

10,526 miles 2024 Zero Deposit

Home Delivery Available

£18,119
Crewe
£301/month
Example

Bad Credit Skoda deals in Chelmsford

Get approved for Skoda finance in Chelmsford, even with poor credit history. Our specialist lenders understand your circumstances, offering flexible solutions to make your dream Skoda achievable.

With dedicated account managers and access to multiple finance partners, we help secure competitive rates regardless of your credit score.

Zero Deposit Skoda deals in Chelmsford

Drive a quality used Skoda in Chelmsford with no deposit needed. Choose from our extensive range of pre-owned Skoda models and start driving without upfront costs. Our specialist lenders offer flexible monthly payments on used Skoda vehicles, making your car ownership journey start sooner.

Why trust ChooseMyCar Skoda in Chelmsford?

We make car ownership effortless with zero deposit options and competitive finance rates that fit your budget. Our outstanding 4.9/5 Trustpilot rating demonstrates our commitment to customer satisfaction, while our partnerships with reputable dealerships ensure you get a quality Skoda every time. Plus, with convenient home delivery available across Chelmsford, getting your perfect Skoda has never been simpler or more affordable.

Learn more about Skoda

Find and finance your next used Skoda with ChooseMyCar. 

Skoda on Finance

Don’t let bad credit stand in your way of buying your next used Skoda. Check out our Skoda finance options, including HP, PCP, and PCH, to secure the best deal and drive away in your dream used Skoda with a finance plan that fits you. Use our Car Finance Calculator and find the best personalised quote for your budget.

Learn more about Skoda

Gone are the days of the hopeless budget-badge reputation; Skoda now offers exactly what most people want in a car – quality, safety, reliability, and practicality.

Thanks, in part, to their Volkswagen takeover – and a commitment to building great cars – the saloons and SUVs are possibly the highlights of Skoda’s fleet. These family-friendly cars are spacious and comfortable, almost luxurious, with a clever use of interior space. So much so that the Octavia came ninth in the 2018 Driver Power satisfaction survey. The FabiaRapidSuperb, and Karoq have also been big hits with British families.

Skoda features

Skoda is renowned for its ‘Simply Clever’ solutions, designed to make everyday life easier. From the smallest details to larger features, Skoda has left quite an impression on drivers with its attention to practicality. Such practical design components as umbrella compartments, removable LED flashlights, ice scraper built into the fuel filler cap or reversible cargo mats all add convenience, raising the driving experience bar high.

Philosophy remains ‘simply clever’ when it comes to technology too. Features such as the virtual pedal, in which a simple foot movement will open the boot lid, or the wireless charging pad for phones only prove their motto—making life on the road easier for all.

Why drive Skoda

Skoda’s small hatchbacks are a great choice for young drivers and city dwellers – although the drive quality may not quite match up to pricier competitors.

Yes, Skoda’s are basically a Volkswagen underneath (they share a production line). But they’re usually bigger, more comfortable, and more reliable – with a lower price tag!

Explore our flexible Skoda finance options and get a quote to take home your used Skoda with ease. Simply clever, with Choose My Car.

Read more...
Useful Information about Skoda
From ChooseMyCar
What is the most popular Skoda colour?
Blue
What is the most popular Skoda fuel type?
Petrol
What's the average Skoda price?
£14,531
What's the average Skoda mileage?
30,320

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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