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Used Cars Under £7,000 – No Deposit & Bad Credit

Searching for cars under £7,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

145-180 of over 1,000 cars

  • Kia Sportage

1.7 CRDi 3 SUV 5dr Diesel Manual Euro 6 (s/s) (114 Kia Sportage

87,000 miles 2017 Zero Deposit

Home Delivery Available

£7,000
Bradford
£147/month
Example
  • Mazda 2

1.5 SKYACTIV-G SPORT BLACK 5-Door Mazda 2

74,923 miles 2016 Zero Deposit

Home Delivery Available

£7,000
£147/month
Example
  • Honda Civic

1.6 i-DTEC Sport Hatchback 5dr Diesel Manual Euro Honda Civic

93,208 miles 2017 Zero Deposit

Home Delivery Available

£7,000
Coventry
£147/month
Example
  • MINI Hatch

1.5 Cooper Hatchback 5dr Petrol Manual Euro 6 (s/s MINI Hatch

69,648 miles 2016 Zero Deposit

Home Delivery Available

£7,000
York
£147/month
Example
  • Toyota AYGO

1.0 VVT-i x-cite Hatchback 3dr Petrol Manual Euro Toyota AYGO

47,000 miles 2015 Zero Deposit

Home Delivery Available

£7,000
Cambridge
£147/month
Example
  • Suzuki Celerio

1.0 SZ2 5dr Suzuki Celerio

3,951 miles 2019 Zero Deposit

Home Delivery Available

£7,000
Maidstone
£147/month
Example
  • Citroen C4

1.6 BlueHDi Flair Euro 6 (s/s) 5dr Citroen C4

108,908 miles 2017 Zero Deposit

Home Delivery Available

£7,000
Newport
£147/month
Example
  • Ford Fiesta

1.0 Titanium Hatchback 5dr Petrol Manual Euro 6 (s Ford Fiesta

34,000 miles 2015 Zero Deposit

Home Delivery Available

£7,000
£147/month
Example
  • Renault Clio

0.9 TCe Dynamique S Nav Hatchback 5dr Petrol Manua Renault Clio

60,000 miles 2018 Zero Deposit

Home Delivery Available

£7,000
£147/month
Example
  • Vauxhall Corsa

1.4 ECOTEC GRIFFIN 5-Door Vauxhall Corsa

61,689 miles 2019 Zero Deposit

Home Delivery Available

£7,000
£147/month
Example
  • Renault Clio

1.5 DCI DYNAMIQUE S NAV 5-Door Renault Clio

77,259 miles 2018 Zero Deposit

Home Delivery Available

£7,000
£147/month
Example
  • Honda Jazz

1.3 i-VTEC SE Euro 6 (s/s) 5dr Honda Jazz

90,800 miles 2018 Zero Deposit

Home Delivery Available

£7,000
£147/month
Example
  • Citroen Berlingo

1.5 BlueHDi 650 Enterprise M Panel Van 5dr Diesel Citroen Berlingo

95,909 miles 2021 Zero Deposit

Home Delivery Available

£7,000
Liverpool
£147/month
Example
  • Ford Mondeo

2.0 TDCI Titanium Ford Mondeo

93,130 miles 2016 Zero Deposit

Home Delivery Available

£7,000
£147/month
Example
  • Audi A3

2.0 TDI SE Technik Euro 6 (s/s) 3dr Audi A3

75,577 miles 2016 Zero Deposit

Home Delivery Available

£7,000
Rochdale
£147/month
Example
  • Ford Fiesta

1.0 EcoBoost 125 Titanium 5dr Ford Fiesta

90,698 miles 2019 Zero Deposit

Home Delivery Available

£7,000
£147/month
Example
  • Volvo V40

D4 INSCRIPTION 5-Door Volvo V40

99,000 miles 2016 Zero Deposit

Home Delivery Available

£7,000
Plymouth
£147/month
Example
  • Nissan Micra

0.9 IG-T N-Connecta Euro 6 (s/s) 5dr Nissan Micra

52,000 miles 2018 Zero Deposit

Home Delivery Available

£7,000
£147/month
Example
  • Kia Picanto

1.0 DPi 2 Hatchback 5dr Petrol Manual Euro 6 (s/s) Kia Picanto

67,858 miles 2021 Zero Deposit

Home Delivery Available

£7,000
Burnley
£147/month
Example
  • MINI Convertible

1.5 Cooper Euro 6 (s/s) 2dr MINI Convertible

93,000 miles 2016 Zero Deposit

Home Delivery Available

£7,000
£147/month
Example
  • Toyota AYGO

1.0 VVT-i x-pure Hatchback 5dr Petrol Manual Euro Toyota AYGO

34,594 miles 2016 Zero Deposit

Home Delivery Available

£7,000
Derby
£147/month
Example
  • Vauxhall Mokka

1.4i Turbo Elite Nav SUV 5dr Petrol Manual Euro 6 Vauxhall Mokka

67,803 miles 2017 Zero Deposit

Home Delivery Available

£7,000
Derby
£147/month
Example
  • Dacia Sandero Stepway

1.5 dCi Laureate 5dr Dacia Sandero Stepway

42,500 miles 2017 Zero Deposit

Home Delivery Available

£7,000
£147/month
Example
  • Nissan Qashqai

1.5 dCi Tekna SUV 5dr Diesel Manual 2WD Euro 6 (s/ Nissan Qashqai

99,000 miles 2017 Zero Deposit

Home Delivery Available

£7,000
Peterborough
£147/month
Example
  • Ford Focus

1.5 TDCi Zetec Edition Estate 5dr Diesel Manual Eu Ford Focus

74,300 miles 2018 Zero Deposit

Home Delivery Available

£7,000
Nottingham
£147/month
Example
  • SEAT Ibiza

1.6 TDI SE Euro 6 (s/s) 5dr DPF SEAT Ibiza

91,761 miles 2018 Zero Deposit

Home Delivery Available

£7,000
Newport
£147/month
Example
  • Vauxhall Crossland

1.2 Turbo Elite Nav Euro 6 (s/s) 5dr Vauxhall Crossland

94,980 miles 2020 Zero Deposit

Home Delivery Available

£7,000
£147/month
Example
  • Dacia Duster

1.6 SCe Ambiance SUV 5 Door Petrol Manual White Eu Dacia Duster

37,059 miles 2017 Zero Deposit

Home Delivery Available

£7,000
Leeds
£147/month
Example
  • Vauxhall Corsa

1.4i ecoTEC Limited Edition Hatchback 3dr Petrol M Vauxhall Corsa

31,375 miles 2015 Zero Deposit

Home Delivery Available

£7,000
Sheffield
£147/month
Example
  • Vauxhall Corsa

1.4i ecoFLEX SRi Hatchback 5dr Petrol Manual Euro Vauxhall Corsa

35,020 miles 2015 Zero Deposit

Home Delivery Available

£7,000
Sheffield
£147/month
Example
  • Vauxhall Insignia

1.6 Turbo D ecoTEC Design Nav Grand Sport Euro 6 ss 5dr Vauxhall Insignia

61,764 miles 2017 Zero Deposit

Home Delivery Available

£7,000
£147/month
Example
  • Honda HR-V

1.6 i-DTEC EX Euro 6 (s/s) 5dr Honda HR-V

102,000 miles 2015 Zero Deposit

Home Delivery Available

£7,000
Milton Keynes
£147/month
Example
  • Ford Fiesta

1.0T EcoBoost Titanium Euro 6 (s/s) 5dr Ford Fiesta

43,027 miles 2017 Zero Deposit

Home Delivery Available

£7,000
Leeds
£147/month
Example
  • Citroen C3

1.6 BLUEHDi PLATINUM MPV 5dr EURO 6 (100 ps) WITH Citroen C3

34,744 miles 2016 Zero Deposit

Home Delivery Available

£7,000
Ipswich
£147/month
Example
  • Citroen C3

1.2 PURE TECH FEEL SUV 5dr EURO 6 (s/s) (110 ps) W Citroen C3

70,173 miles 2018 Zero Deposit

Home Delivery Available

£7,000
Ipswich
£147/month
Example
  • Vauxhall ADAM

1.2i ecoFLEX ENERGISED Hatchback 3dr Petrol Manual Vauxhall ADAM

36,351 miles 2018 Zero Deposit

Home Delivery Available

£7,000
York
£147/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

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