Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. It doesn’t matter where in the UK your car is when you buy it, we’ll arrange for it to be picked up and delivered to you as soon as the paperwork is complete – just tell us what you need.

At ChooseMyCar we understand that your Credit Score isn’t the whole story. Life changes. That’s why we work with specialist lenders to arrange Car Finance even if you’ve had bad Credit in the past. So long as you can demonstrate your ability to cover your repayments every month, we should be able to get you the Car Finance you need.

A balloon payment, as you’d find in a PCP Finance agreement, is a voluntary final lump sum payment for buyers who want to buy their car outright at the end of their finance. The amount you pay is agreed at the start of your finance and the value of a car can go both up and down before the balloon payment is due. If the value of your car increases then you might be quids in on a balloon payment. If it depreciates more than you expect then your lender may get the better deal.

Either way, by splitting the cost into three parts in a PCP arrangement your Monthly cost will be significantly less than with a Hire Purchase deal. You also get a choice to move onto another vehicle or give the car back, skipping the balloon payment entirely.

That depends on the dealership but most dealerships will include one – though it may only last 12 months. It may also be that your car is still covered by its original warranty, especially if it’s under 3 years old when you buy it. Some Hyundai and Kia models have a warranty as long as 5 years. Electric cars often have powertrain warranties stretching to 8 years..

Check with your dealership if you’re looking for a warranty on a used car.

The interest rate and fees (APR) you’ll be charged on your Finance will depend on a number of factors, including your credit rating. The lowest APR we currently offer is as low as 9.9% on a PCP deal. For a car worth £20,000 and a downpayment of £2000 over Four years will cost £350 a month.