Volvo XC40

Used Volvo XC40 Cars For Sale

Volvo Xc40

Browse our extensive selection of used Volvo Xc40 models from trusted dealers nationwide, featuring transparent pricing and flexible finance options.

£

Best Used Volvo Xc40s on Finance

Compare our latest volvo xc40 inventory from verified UK dealers, each model thoroughly inspected and competitively priced. Browse specifications, features, and finance packages to find your perfect used xc40 delivered directly to your door with complete transparency.

1-12 of 645 cars

  • Volvo XC40

2.0 D4 First Edition SUV 5dr Diesel Auto AWD Euro Volvo XC40

83,000 miles 2018 Zero Deposit

Home Delivery Available

£19,495
£409/month
Example
  • Volvo XC40

1.5 T3 R-Design SUV 5dr Petrol Manual Euro 6 (s/s) Volvo XC40

18,650 miles 2022 Zero Deposit

Home Delivery Available

£22,950
Derby
£382/month
Example
  • Volvo XC40

1.5h T4 Recharge 10.7kWh Plus Auto Euro 6 (s/s) 5dr Volvo XC40

30,408 miles 2022 Zero Deposit

Home Delivery Available

£20,490
£341/month
Example
  • Volvo XC40

2.0 B3P Plus Dark 5dr Auto Volvo XC40

8,464 miles 2022 Zero Deposit

Home Delivery Available

£25,750
Oldham
£428/month
Example
  • Volvo XC40

1.5 T3 Inscription Pro SUV 5dr Petrol Auto Euro 6 Volvo XC40

39,600 miles 2020 Zero Deposit

Home Delivery Available

£22,495
£472/month
Example
  • Volvo XC40

1.5 T3 R-Design SUV 5dr Petrol Manual Euro 6 (s/s) Volvo XC40

30,423 miles 2018 Zero Deposit

Home Delivery Available

£17,999
Oldham
£378/month
Example
  • Volvo XC40

2.0 D4 R-Design Pro Auto AWD Euro 6 (s/s) 5dr Volvo XC40

49,322 miles 2019 Zero Deposit

Home Delivery Available

£22,695
£476/month
Example
  • Volvo XC40

1.5 T3 Inscription SUV 5dr Petrol Manual Euro 6 (s Volvo XC40

49,511 miles 2019 Zero Deposit

Home Delivery Available

£17,490
Peterborough
£367/month
Example
  • Volvo XC40

Recharge Twin 78kWh Pro SUV 5dr Electric Auto AWD Volvo XC40

35,003 miles 2021 Zero Deposit

Home Delivery Available

£22,499
Oldham
£374/month
Example
  • Volvo XC40

2.0 B3 MHEV Core SUV 5dr Petrol Hybrid DCT Auto Eu Volvo XC40

16,000 miles 2023 Zero Deposit

Home Delivery Available

£26,750
£445/month
Example
  • Volvo XC40

2.0 D3 R-Design Auto Euro 6 (s/s) 5dr Volvo XC40

90,401 miles 2019 Zero Deposit

Home Delivery Available

£15,490
Halifax
£325/month
Example
Volvo Xc40

Why Buy a Used Xc40?

The Volvo XC40 delivers premium Scandinavian design with outstanding safety credentials, making it an excellent choice for families and professionals alike. Available in striking finishes including white Xc40 or grey Xc40 variants, this compact SUV combines bold styling with practical functionality.

Drivers can choose efficient petrol Xc40 engines for balanced performance or explore the innovative 2023 volvo xc40 recharge pure electric for zero-emission driving. The XC40’s elevated driving position, generous interior space, and advanced safety technology create a compelling package that stands out in the competitive compact SUV market.

Used Xc40 Prices: What to Expect

The cost of a used Volvo XC40 fluctuates considerably depending on factors such as vehicle age, trim level, and accumulated mileage, providing strong value propositions for various financial requirements. Budget-conscious buyers can find older examples starting below £8,000, with well-maintained earlier models available under £15,000, while recent 2023 XC40 variants featuring cutting-edge features and minimal usage commonly fall within the £25,000-£35,000 bracket. The volvo xc40 hybrid and electric variants command higher prices but offer substantial running cost savings. Explore our price filters below to discover the best XC40 deals within your preferred budget range.

Volvo XC40 with No Deposit & Bad Credit Finance

Securing a premium Volvo XC40 becomes achievable through our flexible no deposit finance solutions, even for customers facing credit challenges or lacking substantial savings. If you’re looking to buy a Volvo XC40 without a saved deposit, we can help spread the full cost through manageable monthly payment plans.Many customers successfully secure Volvo XC40 finance despite credit challenges, and we have extensive experience helping drivers in similar situations find their perfect vehicle. Our soft search eligibility tool allows you to check your options without affecting your credit score. We also offer bad credit car finance for customers with challenging credit histories, and our high trust ratings reflect our commitment to fair, responsible lending practices.

Protect Your Credit Score

Soft Search Tool
Trustpilot
TrustScore 4.9 out of 5

Browse Similar Cars: Best Alternatives to the Volvo Xc40

If you love the Volvo Xc40 but want to compare alternatives, explore our range of similar cars offering great value and performance. Explore models such as the X1, GLA: all popular choices for drivers who want style, efficiency, and comfort. Compare features, running costs, and finance options to find the perfect compact car to suit your lifestyle.

Volvo XC40
Overview

Overall Rating

4.3/5

Based on expert evaluation of 1000s of used cars

Performance

4

Comfort & Interior

4.6

Running Costs

3.8

Practicality

4.2

The Volvo XC40 stands out as one of the most accomplished premium compact SUVs available today. It successfully combines distinctive Scandinavian design with exceptional build quality and innovative practicality. The interior is genuinely impressive, rivalling cars from much higher price brackets, while the smooth and refined driving experience makes it a pleasure to use daily.
Nick Zapolski
Nicholas Zapolski Car Expert

Expert Car Review

The Volvo XC40 successfully establishes itself as a premium player in the competitive compact SUV market by offering genuine Scandinavian luxury and innovation. It combines Volvo’s renowned safety credentials, exceptional interior quality, and thoughtful design into a package that feels distinctly upmarket. The refined driving experience, excellent build quality, and innovative storage solutions make it stand out from mainstream competitors.

Read Full Car Review

Buy Your Volvo XC40 from Trusted UK Dealers with Home Delivery

Skip the dealership visits entirely and find your perfect Volvo XC40 through our trusted network of UK dealers offering seamless home delivery. Every used Volvo comes with free nationwide home delivery, providing the ultimate convenience of buying entirely online regardless of your location. When you search ‘Volvo XC40s for sale near me’, our platform instantly connects you with approved dealerships offering competitive prices and flexible finance solutions.

Enjoy a transparent, secure, and stress-free car-buying experience backed by expert guidance and excellent customer reviews. Our FCA-approved service ensures every transaction meets the highest standards of professionalism and reliability.

Volvo XC40
Buying and Finance FAQ

Absolutely, the XC40 excels as a family vehicle with its spacious interior, elevated driving position, and exceptional safety ratings. The generous boot space accommodates family essentials, while rear passenger comfort rivals much larger SUVs. Volvo’s reputation for safety innovation makes the XC40 an outstanding choice for family protection and peace of mind.

The XC40 demonstrates strong reliability credentials with Volvo’s proven powertrain technology and robust build quality. While maintenance costs can be higher than mainstream brands, the XC40’s durability and retained value justify the investment. Every used XC40 at ChooseMyCar undergoes comprehensive dealer inspection to ensure long-term dependability and performance.

The traditional petrol XC40 offers flexibility and established refueling infrastructure, while the XC40 Recharge provides instant electric torque and zero local emissions. Electric variants typically command higher purchase prices but deliver significantly lower running costs. Consider your daily driving patterns and charging access when choosing between conventional and electric powertrains.

Yes, ChooseMyCar works with specialist lenders who consider applications from customers with varied credit backgrounds. Our dedicated bad credit finance team can explore options including higher deposit arrangements or alternative approval criteria. We conduct soft credit searches initially to protect your credit score while assessing available finance pathways.

XC40 servicing costs are typically higher than mainstream SUVs but remain competitive within the premium segment. Volvo’s extensive UK dealer network ensures accessible maintenance support, while many components are shared across the broader Volvo range. Factor approximately £400-600 annually for routine servicing, with warranty coverage available on approved used models.

Popular XC40 alternatives include the BMW X1 for sporty handling, Audi Q3 for interior refinement, and Mercedes GLA for luxury appeal. For better value, consider the Kia Sportage or Hyundai Tucson, both offering generous warranties and lower running costs. Compare specifications and finance deals across multiple models to find your perfect compact SUV match.

The XC40 demonstrates strong residual values thanks to Volvo’s premium brand positioning and growing SUV demand. Electric variants particularly benefit from government incentives and environmental considerations. While depreciation varies with specification and condition, the XC40 typically outperforms many mainstream competitors in retaining its original value over time.