Volvo XC40
Used Car Review

Volvo Xc40

For Sale Online with Finance

Nick Zapolski

ChooseMyCar founder, ex-racing driver, and motoring expert

LinkedIn

A former British Touring Car support racer, Nick is the founder of ChooseMyCar and brings years of industry insight to the world of cars and car buying.

Overall Rating

4.3/5

Based on expert evaluation and real-world testing

Performance

4

Comfort & Interior

4.6

Running Costs

3.8

Practicality

4.2

Expert Review

Our ratings are based on thorough testing and expert evaluation. We consider all aspects of the vehicle, from performance to value for money, ensuring you get a transparent and reliable assessment.

Volvo Xc40

Overview

Looking for a premium SUV that doesn’t compromise on style or practicality? The Volvo XC40 could be exactly what you need. This compact premium SUV delivers Swedish sophistication with a youthful twist, offering exceptional build quality and cutting-edge safety technology in a stylish, manageable package. It’s the perfect choice for drivers who want luxury credentials without the bulk of a larger vehicle.

From first glance, the XC40 makes a bold statement. Its distinctive design language and confident proportions give it real road presence that rivals like the Nissan Qashqai or BMW X1 struggle to match. Step inside and you’ll discover one of the most thoughtfully designed interiors in its class, with premium materials and innovative storage solutions throughout. The cabin feels genuinely upmarket, with attention to detail that reflects Volvo’s reputation for quality.

On the road, the XC40 delivers a refined and comfortable driving experience. The range of efficient engines provides smooth performance for both city driving and longer journeys, while the composed handling inspires confidence on winding roads. It’s remarkably quiet and comfortable, making every trip feel relaxing and effortless. While it commands a premium price over mainstream alternatives, the XC40’s combination of style, safety, and Scandinavian quality makes it a compelling proposition for discerning drivers.

Volvo Xc40

What's the Volvo XC40 Like to Drive?

The Volvo XC40 offers a well-rounded range of powertrains designed for efficiency and refinement rather than outright performance. The entry-level T3 petrol engine delivers 163 horsepower, providing adequate power for most driving situations with a 0-60 mph time of around 9.5 seconds. For those wanting more performance, the T4 and T5 variants offer stronger acceleration, while the fully electric Recharge model delivers instant torque and impressive straight-line performance.

Where the XC40 truly excels is in its driving dynamics and composure. The steering is well-weighted and precise, making it easy to place accurately on winding roads while remaining light enough for effortless city driving. The suspension strikes an excellent balance between comfort and control, soaking up road imperfections effectively while maintaining good body control through corners. This makes it one of the most enjoyable compact SUVs to drive, offering a premium feel that sets it apart from more mainstream competitors. Road noise is well suppressed, contributing to a serene and refined driving experience.

Key Features

Essential specifications and features

  • Engine

    1.5L 3-cylinder T3 / 2.0L 4-cylinder T4/T5

  • Power Output

    163 - 247 bhp

  • 0-60 mph

    9.5 - 6.4 seconds

  • MPG Combined

    35 - 45 mpg

Boot Space
460 litres
Safety Rating
★★★★★ (Euro NCAP)

Inside the Volvo XC40: Comfort & Features

Step into the XC40 and you’re immediately struck by the quality and thoughtfulness of the interior design. The dashboard features a clean, minimalist Scandinavian aesthetic with high-quality materials throughout. Soft-touch surfaces dominate the cabin, while the distinctive portrait-oriented touchscreen takes centre stage. The build quality feels exceptionally solid, with every switch and control operating with precision that reflects Volvo’s attention to detail.

The front seats are supremely comfortable and supportive, perfect for long journeys with excellent adjustment range. Clever storage solutions abound, including a removable waste bin, hooks for shopping bags, and numerous cubby holes for everyday items. The cabin is remarkably quiet thanks to excellent sound insulation, creating a serene environment that enhances the premium feel. Standard equipment includes smartphone integration, climate control, and Volvo’s excellent infotainment system. Higher trim levels add luxury touches like premium audio systems and ambient lighting that further elevate the interior ambience.

The Volvo XC40 stands out as one of the most accomplished premium compact SUVs available today. It successfully combines distinctive Scandinavian design with exceptional build quality and innovative practicality. The interior is genuinely impressive, rivalling cars from much higher price brackets, while the smooth and refined driving experience makes it a pleasure to use daily.
Nicholas Zapolski Car Expert
Volvo Xc40

How Much Does It Cost to Run a Volvo XC40?

As a premium SUV, the XC40’s running costs reflect its upmarket positioning, though they remain competitive within its class. The efficient petrol engines deliver real-world fuel economy in the mid-30s to low-40s MPG range, helping to keep fuel bills manageable. The fully electric Recharge model offers even lower running costs with minimal charging expenses compared to petrol costs. Insurance groups are moderate for the segment, though higher than mainstream alternatives.

The initial purchase price is the main consideration, with the XC40 commanding a significant premium over non-premium rivals. However, this reflects the superior interior quality, advanced safety technology, and strong brand reputation that Volvo offers. Reliability has proven solid with newer models, and Volvo’s comprehensive warranty provides peace of mind. While servicing costs are higher than mainstream brands, the XC40’s strong residual values help offset the initial investment. car finance options are readily available to spread the cost, making this premium SUV more accessible to a wider range of buyers.

How Does It Compare?

Compare key features and specifications

Volvo XC40
BMW X1
Mercedes GLA
Starting Price £32,000 £33,000 £34,000
Performance
Engine 1.5L T3 163hp 1.5L 140hp 1.3L 163hp
Power 163 bhp 140 bhp 163 bhp
0-60 mph 9.5 seconds 9.1 seconds 9.2 seconds
Running Costs
MPG Combined 42 mpg 45 mpg 44 mpg
Practicality
Boot Space 460 litres 505 litres 435 litres
Standard Features
Key Features Premium interior, Excellent safety, Innovative storage Sporty handling, Rear-wheel drive feel, BMW quality Luxury cabin, Advanced tech, Mercedes prestige
Volvo Xc40

Volvo XC40 Practicality & Boot Space

The XC40 impresses with its practical credentials, making it an excellent family SUV. The 460-litre boot is generously sized for the class, easily accommodating the weekly shopping or holiday luggage for a family of four. The rear seats split and fold flat, extending cargo capacity significantly when needed. Clever touches include a hidden storage compartment under the boot floor and tie-down points to secure loose items.

Interior space is well utilised, with plenty of room for four adults to travel comfortably. The rear seats offer good legroom and headroom, though five adults might find it a squeeze on longer journeys. Where the XC40 really shines is in its thoughtful storage solutions throughout the cabin. From door pockets sized for large bottles to the innovative removable waste bin, every detail has been considered. For families or couples wanting a premium SUV with genuine everyday usability, the XC40 strikes an excellent balance compared to other used Volvo cars. Its elevated driving position and excellent visibility make it particularly appealing for urban driving.

Absolutely love my XC40. The interior is beautiful and so well thought out, with storage solutions I never knew I needed. It’s quiet, comfortable, and feels incredibly safe. The only downside is the thirsty engine, but the overall experience more than makes up for it.
Sarah Thompson Volvo XC40 Customer
Verified Purchase

The Volvo XC40 successfully establishes itself as a premium player in the competitive compact SUV market by offering genuine Scandinavian luxury and innovation. It combines Volvo’s renowned safety credentials, exceptional interior quality, and thoughtful design into a package that feels distinctly upmarket. The refined driving experience, excellent build quality, and innovative storage solutions make it stand out from mainstream competitors.

You choose the XC40 because you want a compact SUV that doesn’t feel like a compromise. Its distinctive styling, premium cabin, and composed road manners make every journey more enjoyable. It’s perfectly suited for families who value safety and quality, while remaining manageable enough for city driving. If you’re seeking a compact SUV that offers genuine premium appeal with excellent bad credit car finance options available, the XC40 should be high on your shortlist.

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Frequently Asked Questions

Yes, the XC40 has proven to be reliable for daily use. Owners report good build quality and dependable performance from both petrol and electric versions. Like any premium car, following the recommended service schedule is important. Most mechanical components are robust, though some early models experienced minor infotainment glitches. Overall, you can expect a dependable SUV with proper maintenance and care.

When viewing a used XC40, test all electronic systems thoroughly, including the touchscreen, climate control, and driver assistance features. Check the service history, particularly for electric models where battery health is crucial. Look for any signs of wear on the interior materials, though they’re generally hard wearing. Ensure all safety systems function correctly, as repairs can be expensive on this tech-heavy vehicle.

The XC40 focuses more on comfort and interior luxury, while the X1 offers sportier handling and a more traditional premium feel. The XC40 has better interior storage solutions and arguably superior build quality. The X1 provides more boot space and potentially better long-term reliability. Both are excellent choices, but the XC40 suits buyers prioritising comfort and innovative design over sporty driving dynamics.

The electric XC40 Recharge offers significantly lower running costs, instant acceleration, and zero local emissions. It’s worth considering if you have home charging facilities and drive mostly shorter distances. The higher purchase price is offset by lower fuel costs and reduced servicing needs. However, the petrol versions offer greater flexibility for longer journeys and faster refuelling when needed.

The XC40’s main competitors include the BMW X1, Mercedes GLA, and Audi Q3 in the premium compact SUV segment. Each offers different strengths: the BMW prioritises driving dynamics, the Mercedes focuses on luxury, while the Audi emphasises technology. The XC40 stands out for its innovative interior design, safety credentials, and distinctive Scandinavian character that sets it apart from German alternatives.