Overall Rating
4.3/5
Based on expert evaluation and real-world testing
Performance
4
Comfort & Interior
4.6
Running Costs
3.8
Practicality
4.2
Expert Review
Our ratings are based on thorough testing and expert evaluation. We consider all aspects of the vehicle, from performance to value for money, ensuring you get a transparent and reliable assessment.
Overview
Looking for a premium SUV that doesn’t compromise on style or practicality? The Volvo XC40 could be exactly what you need. This compact premium SUV delivers Swedish sophistication with a youthful twist, offering exceptional build quality and cutting-edge safety technology in a stylish, manageable package. It’s the perfect choice for drivers who want luxury credentials without the bulk of a larger vehicle.
From first glance, the XC40 makes a bold statement. Its distinctive design language and confident proportions give it real road presence that rivals like the Nissan Qashqai or BMW X1 struggle to match. Step inside and you’ll discover one of the most thoughtfully designed interiors in its class, with premium materials and innovative storage solutions throughout. The cabin feels genuinely upmarket, with attention to detail that reflects Volvo’s reputation for quality.
On the road, the XC40 delivers a refined and comfortable driving experience. The range of efficient engines provides smooth performance for both city driving and longer journeys, while the composed handling inspires confidence on winding roads. It’s remarkably quiet and comfortable, making every trip feel relaxing and effortless. While it commands a premium price over mainstream alternatives, the XC40’s combination of style, safety, and Scandinavian quality makes it a compelling proposition for discerning drivers.
What's the Volvo XC40 Like to Drive?
The Volvo XC40 offers a well-rounded range of powertrains designed for efficiency and refinement rather than outright performance. The entry-level T3 petrol engine delivers 163 horsepower, providing adequate power for most driving situations with a 0-60 mph time of around 9.5 seconds. For those wanting more performance, the T4 and T5 variants offer stronger acceleration, while the fully electric Recharge model delivers instant torque and impressive straight-line performance.
Where the XC40 truly excels is in its driving dynamics and composure. The steering is well-weighted and precise, making it easy to place accurately on winding roads while remaining light enough for effortless city driving. The suspension strikes an excellent balance between comfort and control, soaking up road imperfections effectively while maintaining good body control through corners. This makes it one of the most enjoyable compact SUVs to drive, offering a premium feel that sets it apart from more mainstream competitors. Road noise is well suppressed, contributing to a serene and refined driving experience.
Key Features
Essential specifications and features
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Engine
1.5L 3-cylinder T3 / 2.0L 4-cylinder T4/T5
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Power Output
163 - 247 bhp
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0-60 mph
9.5 - 6.4 seconds
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MPG Combined
35 - 45 mpg
- Boot Space
- 460 litres
- Safety Rating
- ★★★★★ (Euro NCAP)
Inside the Volvo XC40: Comfort & Features
Step into the XC40 and you’re immediately struck by the quality and thoughtfulness of the interior design. The dashboard features a clean, minimalist Scandinavian aesthetic with high-quality materials throughout. Soft-touch surfaces dominate the cabin, while the distinctive portrait-oriented touchscreen takes centre stage. The build quality feels exceptionally solid, with every switch and control operating with precision that reflects Volvo’s attention to detail.
The front seats are supremely comfortable and supportive, perfect for long journeys with excellent adjustment range. Clever storage solutions abound, including a removable waste bin, hooks for shopping bags, and numerous cubby holes for everyday items. The cabin is remarkably quiet thanks to excellent sound insulation, creating a serene environment that enhances the premium feel. Standard equipment includes smartphone integration, climate control, and Volvo’s excellent infotainment system. Higher trim levels add luxury touches like premium audio systems and ambient lighting that further elevate the interior ambience.
The Volvo XC40 stands out as one of the most accomplished premium compact SUVs available today. It successfully combines distinctive Scandinavian design with exceptional build quality and innovative practicality. The interior is genuinely impressive, rivalling cars from much higher price brackets, while the smooth and refined driving experience makes it a pleasure to use daily.
How Much Does It Cost to Run a Volvo XC40?
As a premium SUV, the XC40’s running costs reflect its upmarket positioning, though they remain competitive within its class. The efficient petrol engines deliver real-world fuel economy in the mid-30s to low-40s MPG range, helping to keep fuel bills manageable. The fully electric Recharge model offers even lower running costs with minimal charging expenses compared to petrol costs. Insurance groups are moderate for the segment, though higher than mainstream alternatives.
The initial purchase price is the main consideration, with the XC40 commanding a significant premium over non-premium rivals. However, this reflects the superior interior quality, advanced safety technology, and strong brand reputation that Volvo offers. Reliability has proven solid with newer models, and Volvo’s comprehensive warranty provides peace of mind. While servicing costs are higher than mainstream brands, the XC40’s strong residual values help offset the initial investment. car finance options are readily available to spread the cost, making this premium SUV more accessible to a wider range of buyers.
How Does It Compare?
Compare key features and specifications
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Volvo XC40
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BMW X1
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Mercedes GLA
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|---|---|---|---|
| Starting Price | £32,000 | £33,000 | £34,000 |
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Performance
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| Engine | 1.5L T3 163hp | 1.5L 140hp | 1.3L 163hp |
| Power | 163 bhp | 140 bhp | 163 bhp |
| 0-60 mph | 9.5 seconds | 9.1 seconds | 9.2 seconds |
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Running Costs
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| MPG Combined | 42 mpg | 45 mpg | 44 mpg |
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Practicality
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| Boot Space | 460 litres | 505 litres | 435 litres |
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Standard Features
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| Key Features | Premium interior, Excellent safety, Innovative storage | Sporty handling, Rear-wheel drive feel, BMW quality | Luxury cabin, Advanced tech, Mercedes prestige |
Volvo XC40 Practicality & Boot Space
The XC40 impresses with its practical credentials, making it an excellent family SUV. The 460-litre boot is generously sized for the class, easily accommodating the weekly shopping or holiday luggage for a family of four. The rear seats split and fold flat, extending cargo capacity significantly when needed. Clever touches include a hidden storage compartment under the boot floor and tie-down points to secure loose items.
Interior space is well utilised, with plenty of room for four adults to travel comfortably. The rear seats offer good legroom and headroom, though five adults might find it a squeeze on longer journeys. Where the XC40 really shines is in its thoughtful storage solutions throughout the cabin. From door pockets sized for large bottles to the innovative removable waste bin, every detail has been considered. For families or couples wanting a premium SUV with genuine everyday usability, the XC40 strikes an excellent balance compared to other used Volvo cars. Its elevated driving position and excellent visibility make it particularly appealing for urban driving.
Absolutely love my XC40. The interior is beautiful and so well thought out, with storage solutions I never knew I needed. It’s quiet, comfortable, and feels incredibly safe. The only downside is the thirsty engine, but the overall experience more than makes up for it.
The Volvo XC40 successfully establishes itself as a premium player in the competitive compact SUV market by offering genuine Scandinavian luxury and innovation. It combines Volvo’s renowned safety credentials, exceptional interior quality, and thoughtful design into a package that feels distinctly upmarket. The refined driving experience, excellent build quality, and innovative storage solutions make it stand out from mainstream competitors.
You choose the XC40 because you want a compact SUV that doesn’t feel like a compromise. Its distinctive styling, premium cabin, and composed road manners make every journey more enjoyable. It’s perfectly suited for families who value safety and quality, while remaining manageable enough for city driving. If you’re seeking a compact SUV that offers genuine premium appeal with excellent bad credit car finance options available, the XC40 should be high on your shortlist.