Volvo XC40 for sale

Browse our extensive selection of used Volvo Xc40 models from trusted dealers nationwide, featuring transparent pricing and flexible finance options.

Volvo XC40 for Sale on Finance

1-36 of 681 cars

  • Volvo XC40

XC40 2.0 B4P Inscription 5dr Auto Volvo XC40

31,909 miles 2020 Zero Deposit

Home Delivery Available

£21,155
£352/month
Example
  • Volvo XC40

2.0 Plus Dark B3 (163 hp) Volvo XC40

17,359 miles 2022 Zero Deposit

Home Delivery Available

£25,995
£433/month
Example
  • Volvo XC40

1.5h T5 Twin Engine Recharge 10.7kWh R-Design Auto Euro 6 (s/s) 5dr Volvo XC40

16,935 miles 2021 Zero Deposit

Home Delivery Available

£24,990
£416/month
Example
  • Volvo XC40

2.0 D3 Inscription SUV 5dr Diesel Auto Euro 6 (s/s Volvo XC40

73,014 miles 2018 Zero Deposit

Home Delivery Available

£17,000
£357/month
Example
  • Volvo XC40

1.5 T3 R-Design SUV 5dr Petrol Manual Euro 6 (s/s) Volvo XC40

44,364 miles 2021 Zero Deposit

Home Delivery Available

£17,989
Derby
£299/month
Example
  • Volvo XC40

RECHARGE TWIN PLUS AWD Volvo XC40

25,693 miles 2022 Zero Deposit

Home Delivery Available

£23,490
Southampton
£391/month
Example
  • Volvo XC40

RECHARGE ULTIMATE Volvo XC40

18,877 miles 2023 Zero Deposit

Home Delivery Available

£27,990
Winchester
£466/month
Example
  • Volvo XC40

XC40 2.0 B4P Inscription 5dr AWD Auto Volvo XC40

57,363 miles 2021 Zero Deposit

Home Delivery Available

£20,377
Nottingham
£339/month
Example
  • Volvo XC40

1.5 T3 Inscription SUV 5dr Petrol Manual Euro 6 (s Volvo XC40

67,000 miles 2020 Zero Deposit

Home Delivery Available

£15,990
Bolton
£266/month
Example
  • Volvo XC40

1.5 T3 Momentum SUV 5dr Petrol Auto Euro 6 (s/s) ( Volvo XC40

39,000 miles 2020 Zero Deposit

Home Delivery Available

£18,350
Derby
£305/month
Example
  • Volvo XC40

XC40 2.0 B3P Plus Dark 5dr Auto Volvo XC40

16,648 miles 2023 Zero Deposit

Home Delivery Available

£27,563
Peterborough
£459/month
Example
  • Volvo XC40

1.5h T4 Recharge 10.7kWh Core Auto Euro 6 (s/s) 5dr Volvo XC40

97,000 miles 2022 Zero Deposit

Home Delivery Available

£15,980
£266/month
Example
  • Volvo XC40

XC40 1.5 T5 Recharge PHEV Inscription Pro 5dr Auto Volvo XC40

46,649 miles 2020 Zero Deposit

Home Delivery Available

£19,891
£331/month
Example
  • Volvo XC40

2.0 B4 MHEV Inscription SUV 5dr Petrol Hybrid Auto Volvo XC40

31,000 miles 2021 Zero Deposit

Home Delivery Available

£23,495
£391/month
Example
  • Volvo XC40

2.0 D4 R-Design SUV 5dr Diesel Auto AWD Euro 6 (s/ Volvo XC40

81,098 miles 2019 Zero Deposit

Home Delivery Available

£17,969
£377/month
Example
  • Volvo XC40

2.0 B4 MHEV Ultimate SUV 5dr Petrol Hybrid DCT Aut Volvo XC40

18,458 miles 2023 Zero Deposit

Home Delivery Available

£29,999
Oldham
£499/month
Example
  • Volvo XC40

1.5h T4 Recharge 10.7kWh Plus SUV 5dr Petrol Plug- Volvo XC40

39,177 miles 2022 Zero Deposit

Home Delivery Available

£23,495
Plymouth
£391/month
Example
  • Volvo XC40

2.0 T4 Inscription SUV 5dr Petrol Auto AWD Euro 6 Volvo XC40

53,000 miles 2018 Zero Deposit

Home Delivery Available

£18,995
Stoke-on-Trent
£399/month
Example
  • Volvo XC40

1.5 R-Design T3 163 hp Auto Volvo XC40

29,453 miles 2022 Zero Deposit

Home Delivery Available

£18,995
Wolverhampton
£316/month
Example
  • Volvo XC40

2.0 T4 Inscription Pro Auto AWD Euro 6 (s/s) 5dr Volvo XC40

72,105 miles 2019 Zero Deposit

Home Delivery Available

£17,955
£377/month
Example
  • Volvo XC40

1.5h T4 Recharge 10.7kWh Plus Auto Euro 6 (s/s) 5dr Volvo XC40

90,672 miles 2022 Zero Deposit

Home Delivery Available

£16,650
£277/month
Example
  • Volvo XC40

2.0 D4 Inscription Pro Auto AWD Euro 6 (s/s) 5dr Volvo XC40

68,500 miles 2019 Zero Deposit

Home Delivery Available

£19,495
£409/month
Example
  • Volvo XC40

XC40 1.5 T5 Recharge PHEV R DESIGN 5dr Auto Volvo XC40

62,117 miles 2020 Zero Deposit

Home Delivery Available

£18,229
£303/month
Example
  • Volvo XC40

1.5 T4 Recharge PHEV R DESIGN Volvo XC40

33,087 miles 2022 Zero Deposit

Home Delivery Available

£22,500
£374/month
Example
  • Volvo XC40

1.5 T3 Momentum SUV 5dr Petrol Manual Euro 6 (s/s) Volvo XC40

35,531 miles 2020 Zero Deposit

Home Delivery Available

£16,990
Leicester
£283/month
Example
  • Volvo XC40

2.0 D3 R-Design SUV 5dr Diesel Auto AWD Euro 6 (s/ Volvo XC40

97,612 miles 2019 Zero Deposit

Home Delivery Available

£16,000
£336/month
Example
  • Volvo XC40

2.0 D4 Inscription Auto AWD Euro 6 (s/s) 5dr Volvo XC40

105,000 miles 2018 Zero Deposit

Home Delivery Available

£14,950
Colchester
£314/month
Example
  • Volvo XC40

2.0 T5 R-Design SUV 5dr Petrol Auto AWD Euro 6 (s/ Volvo XC40

27,900 miles 2019 Zero Deposit

Home Delivery Available

£25,000
£525/month
Example
  • Volvo XC40

XC40 2.0 B3P Plus Dark 5dr Auto Volvo XC40

2,894 miles 2025 Zero Deposit

Home Delivery Available

£34,133
Derby
£568/month
Example

Buy the Volvo XC40 on Finance

The Volvo XC40 is a compact SUV that packs a punch. With its sleek and stylish design, this car is sure to turn heads on the road. The XC40 also boasts a host of impressive features that make it a top choice for anyone in the market for a small luxury SUV.

One of the standout features of the XC40 is its impressive safety technology. The car comes with a variety of driver assistance features, including adaptive cruise control, lane keeping aid, and automatic emergency braking. The XC40 also includes a 360-degree camera, making parking and maneuvering in tight spaces a breeze.

Another positive aspect of the XC40 is its spacious and luxurious interior. The cabin is beautifully designed, with high-quality materials and plenty of room for passengers and cargo. The car also comes with a large touchscreen infotainment system that is easy to use and packed with features like Apple CarPlay and Android Auto.

Finally, the XC40 is a pleasure to drive. It handles well on the road and delivers a smooth and comfortable ride. With its powerful engine and responsive handling, this car is a joy to drive both in the city and on the open road. All in all, the XC40 is a top contender in the compact SUV market, offering safety, luxury, and performance in one impressive package.

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volvo xc40

Absolutely, the XC40 excels as a family vehicle with its spacious interior, elevated driving position, and exceptional safety ratings. The generous boot space accommodates family essentials, while rear passenger comfort rivals much larger SUVs. Volvo’s reputation for safety innovation makes the XC40 an outstanding choice for family protection and peace of mind.

The XC40 demonstrates strong reliability credentials with Volvo’s proven powertrain technology and robust build quality. While maintenance costs can be higher than mainstream brands, the XC40’s durability and retained value justify the investment. Every used XC40 at ChooseMyCar undergoes comprehensive dealer inspection to ensure long-term dependability and performance.

The traditional petrol XC40 offers flexibility and established refueling infrastructure, while the XC40 Recharge provides instant electric torque and zero local emissions. Electric variants typically command higher purchase prices but deliver significantly lower running costs. Consider your daily driving patterns and charging access when choosing between conventional and electric powertrains.

Yes, ChooseMyCar works with specialist lenders who consider applications from customers with varied credit backgrounds. Our dedicated bad credit finance team can explore options including higher deposit arrangements or alternative approval criteria. We conduct soft credit searches initially to protect your credit score while assessing available finance pathways.

XC40 servicing costs are typically higher than mainstream SUVs but remain competitive within the premium segment. Volvo’s extensive UK dealer network ensures accessible maintenance support, while many components are shared across the broader Volvo range. Factor approximately £400-600 annually for routine servicing, with warranty coverage available on approved used models.

Popular XC40 alternatives include the BMW X1 for sporty handling, Audi Q3 for interior refinement, and Mercedes GLA for luxury appeal. For better value, consider the Kia Sportage or Hyundai Tucson, both offering generous warranties and lower running costs. Compare specifications and finance deals across multiple models to find your perfect compact SUV match.

The XC40 demonstrates strong residual values thanks to Volvo’s premium brand positioning and growing SUV demand. Electric variants particularly benefit from government incentives and environmental considerations. While depreciation varies with specification and condition, the XC40 typically outperforms many mainstream competitors in retaining its original value over time.

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