Used Volvo XC60 Deals Under £10,000 | Great Value Offers

Searching for a Volvo XC60 under £10,000? Explore our available range of flexible PCP and HP finance options.

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2.0 D4 R-Design Nav Auto Euro 6 (s/s) 5dr Volvo XC60

105,000 miles 2016 Zero Deposit

Home Delivery Available

2.0 D4 SE Nav SUV 5dr Diesel Auto Euro 6 (s/s) (190 ps) Volvo XC60

104,585 miles 2017 Zero Deposit

Home Delivery Available

D4 [190] R DESIGN Lux Nav 5dr Volvo XC60

102,000 miles 2016 Zero Deposit

Home Delivery Available

2.0 SE LUX D4 Volvo XC60

97,000 miles 2016 Zero Deposit

Home Delivery Available

£9,495

£199/month

Example

2.4 D4 R-Design Lux Nav AWD Euro 6 (s/s) 5dr Volvo XC60

114,000 miles 2016 Zero Deposit

Home Delivery Available

2.0 D4 R-Design Nav Euro 6 (s/s) 5dr Volvo XC60

103,000 miles 2017 Zero Deposit

Home Delivery Available

2.0 D4 R-Design Nav Euro 6 (s/s) 5dr Volvo XC60

113,000 miles 2016 Zero Deposit

Home Delivery Available

2.0 D4 SE Nav Euro 6 (s/s) 5dr Volvo XC60

112,942 miles 2016 Zero Deposit

Home Delivery Available

£8,199

£172/month

Example

2.4 D4 R-Design Lux Nav SUV 5dr Diesel Auto AWD Euro 6 (s/s) (190 ps) Volvo XC60

95,000 miles 2016 Zero Deposit

Home Delivery Available

Other Volvos of the Same Budget

Finance Calculator: How Much Can You Afford to Spend On A Car?

What's your Loan Amount? £8,000

What's your Loan Term?

4 Years

My Credit Score is

£190.42

48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again

Shanade

11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service

Sarah Heavisides

02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house. All went smooth answered all my questions and doubts

Osarenokeme Egonmwan

25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!

JASON RADDENBURY

24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!

Chrissie

22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!

Kerrine Guthrie

19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!

Luka Vaughan

09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.

Mr Jacob Williams

07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!

Luke Rollitt

01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!

Harry

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No Deposit Car Finance for Volvo XC60 Under £10,000

Zero deposit car finance for cars under £10,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Volvo XC60 Under £10,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.