Ben is a senior automotive writer with a passion for all things motoring. He writes detailed car reviews, buyer guides, and practical tips aimed at helping drivers make smart, confident choices in a fast-changing car market.
January is when car buyers get serious.
It’s the point in the year where decisions are made with clarity rather than impulse — where affordability, credit impact, and long-term value matter more than flashy offers. Buyers aren’t looking for gimmicks. They’re looking for finance that actually works.
That’s exactly how Choose My Car approaches January.
January Car Deals at Choose My Car
Looking for unbeatable January car deals? Choose My Car is offering our best-ever selection of finance options, including zero-deposit and bad-credit solutions. This January, we’re making car ownership more accessible than ever before.
Why Choose My Car This January?
January at Choose My Car focuses on accessible finance designed around real monthly budgets.
- Zero deposit options on all vehicles
- Bad credit car finance solutions
- Starting from 9.9% APR across our range
- Transparent pricing with no hidden fees
- Flexible payment terms to suit your budget
Premium Family Cars | All Available from 9.9% APR
BMW 1 Series
The BMW 1 Series suits drivers who want a premium badge without stepping into premium-sized payments. Strong residual values and wide lender acceptance make it a reliable option for structured finance, particularly for those balancing quality with controlled monthly costs.
Read our expert review of the BMW 1 Series
From £251 per month
Mercedes GLA
The Mercedes GLA works well for households needing SUV practicality in a compact footprint. Its consistent demand and predictable depreciation help keep finance terms stable, making it a sensible upgrade for buyers focused on affordability rather than excess.
Read our expert review of the Mercedes GLA
From £368 per month
Which one is better, the BMW 1 Series or the Mercedes A Class? Our experts have broken it down.
Family SUVs
Nissan Qashqai
A long-standing favourite for a reason. The Qashqai offers predictable ownership costs, strong approval rates, and everyday practicality — ideal for families prioritising reliability and manageable repayments over headline features.
Read our expert review of the Nissan Qashqai
From £230 per month
Vauxhall Grandland
The Grandland is designed for value-driven buyers who want space without stretching their budget. Competitive pricing and efficient engines make it particularly suitable for customers seeking low-stress finance and sensible long-term costs.
From £167 per month
Compact Cars
Volkswagen Polo
The Volkswagen Polo appeals to drivers who want stability over flash. Strong resale values and modest running costs help keep monthly payments consistent, making it a dependable choice for city driving and longer ownership cycles.
Read our expert review of the Volkswagen Polo
From £265 per month
Mini Cooper
The Mini Cooper is for buyers who value character but still need financial predictability. Its popularity and well-understood market position allow for structured finance that keeps monthly commitments realistic.
Read our expert review of the Mini Cooper
From £219 per month
Additional Models
Renault Kadjar
The Kadjar suits families stepping into SUV ownership for the first time. Sensible pricing and shared components help keep maintenance and finance costs under control, making it a pragmatic alternative to more expensive rivals.
Read our expert review of the Nissan Qashqai
From £151 per month
Renault Captur
Compact, flexible, and budget-aware. The Renault Captur is well-suited to urban households looking for SUV styling with manageable repayments and efficient everyday use.
Read our expert review of the Renault Captur
From £173 per month
Why Trust Choose My Car?
Our January Promises:
- Genuine Deals: Unlike others, our January offers are truly special
- No Hidden Fees: What you see is what you pay
- Expert Support: Dedicated account managers to guide you
- Quick Decisions: Fast finance approval process
- Flexible Terms: Solutions tailored to your circumstances
How to Get Started with Choose My Car
- Browse our January selection above
- Contact our friendly team
- Discuss your requirements
- Get personalised finance options
- Drive away happy
Special January Finance Features
- Zero Deposit Options: Drive away with no upfront payment
- Bad Credit? No Problem: We specialise in helping customers with all credit histories
- Fixed 9.9% APR: Clear, competitive rates across our range
- Flexible Payment Terms: Monthly payments to suit your budget
- Quick Approval Process: Fast decisions and simple paperwork
Ready to Choose Your Car?
Don’t miss out on our exclusive January deals. Contact Choose My Car today and let us help you find the perfect vehicle with a finance package that works for you.
📞 Contact our team for personalised advice
💻 Browse our full range online
💰 Instant finance decisions available
