Cars for Sale On Finance near Wirral

Find and finance your next used car in and around Wirral with ChooseMyCar

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ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Browse cars by make

Latest used cars for sale near Wirral

  • Hyundai i20

1.4 Premium SE Hatchback 5dr Petrol Manual Euro 6 Hyundai i20

53,000 miles 2015 Zero Deposit

Home Delivery Available

£7,595
£159/month
Example
  • Audi A4

2.0 TDI ultra Sport Euro 6 (s/s) 5dr Audi A4

87,769 miles 2016 Zero Deposit

Home Delivery Available

£9,695
£203/month
Example
  • Volkswagen Passat

2.0 TDI BlueMotion Tech R-Line DSG Euro 6 (s/s) 4dr Volkswagen Passat

103,854 miles 2015 Zero Deposit

Home Delivery Available

£8,995
£189/month
Example
  • Ford Kuga

2.0 TDCi Titanium Sport SUV 5dr Diesel Manual 2WD Ford Kuga

97,000 miles 2016 Zero Deposit

Home Delivery Available

£7,299
Warrington
£153/month
Example
  • SEAT Ibiza

1.0 TSI FR Hatchback 5dr Petrol DSG Euro 6 (s/s) ( SEAT Ibiza

35,172 miles 2022 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Fiat 500

1.0 MHEV Sport Hatchback 3dr Petrol Manual Euro 6 Fiat 500

40,585 miles 2022 Zero Deposit

Home Delivery Available

£9,000
£189/month
Example
  • Land Rover Range Rover Sport

3.0 SD V6 HSE Dynamic SUV 5dr Diesel Auto 4WD Euro Land Rover Range Rover Sport

36,000 miles 2020 Zero Deposit

Home Delivery Available

£34,999
£582/month
Example
  • Vauxhall Astra

1.5 Turbo D Business Edition Nav Hatchback 5dr Die Vauxhall Astra

83,000 miles 2020 Zero Deposit

Home Delivery Available

£7,499
£157/month
Example
  • BMW 5 Series

2.0 520d M Sport Saloon 4dr Diesel Auto xDrive Eur BMW 5 Series

40,000 miles 2018 Zero Deposit

Home Delivery Available

£20,970
Stockport
£440/month
Example
  • Audi Q3

1.5 TFSI CoD 35 S line SUV 5dr Petrol Manual Euro Audi Q3

43,000 miles 2019 Zero Deposit

Home Delivery Available

£19,240
Stockport
£404/month
Example
  • BMW 5 Series

2.0 520d M Sport Touring 5dr Diesel Auto xDrive Eu BMW 5 Series

75,000 miles 2018 Zero Deposit

Home Delivery Available

£18,970
Stockport
£398/month
Example
  • Audi S3

2.0 TFSI Saloon 4dr Petrol S Tronic quattro Euro 6 Audi S3

78,000 miles 2017 Zero Deposit

Home Delivery Available

£18,940
Stockport
£397/month
Example
  • Volkswagen Passat

1.4 TSI 13kWh GTE Saloon 4dr Petrol Plug-in Hybrid Volkswagen Passat

26,000 miles 2020 Zero Deposit

Home Delivery Available

£17,940
Stockport
£299/month
Example
  • BMW 3 Series

2.0 320d Sport Saloon 4dr Diesel Auto Euro 6 (s/s) BMW 3 Series

74,000 miles 2020 Zero Deposit

Home Delivery Available

£17,940
Stockport
£299/month
Example
  • BMW 1 Series

2.0 118d M Sport (LCP) Hatchback 5dr Diesel Manual BMW 1 Series

68,000 miles 2021 Zero Deposit

Home Delivery Available

£17,940
Stockport
£299/month
Example
  • BMW 1 Series

1.5 116d M Sport (LCP) Hatchback 5dr Diesel Manual BMW 1 Series

56,000 miles 2021 Zero Deposit

Home Delivery Available

£16,890
Stockport
£281/month
Example

Car Finance Deals Wirral

Getting the car finance you need doesn’t have to be a headache, and we’re happy to provide you with financial aid which can easily help you buy your dream vehicle. Whether you’ve got your eyes on a new or used car, you would definitely benefit from a hire-purchase, personal contract purchase, or personal loan to help you out.

By buying a car on finance, you can soften any upfront costs and spread it out through monthly repayments. A car is one of the most expensive purchases you’re likely to make, and there are many reasons why you may not have the money to hand.

It’s important you consider your car finance options carefully, so you can find the deal that’s right for you. All you need to get car finance in Wirral is proof of identity, evidence you’ll be able to repay the finance, and your previous address history.

Bad Credit Car Finance Wirral

At ChooseMyCar, we help clients of all types with their car finance needs, even if they have little credit history, or a poor account score. We believe everyone should have access to quality car finance, so we can provide you with quotes that help you find the best deal for your circumstances.

Credit score might be an important factor for lenders – but it doesn’t exclusively determine if they decline your request for car finance. Some lenders may instead ask you to pay the money back in larger instalments, or over a greater period of time, to reduce the risk they take on.

Even with bad credit, car finance could help you drive away in the vehicle you need; there’s no minimum score to be eligible for financial aid. Any dealership that’s registered with the Financial Conduct Authority works with buyers who have credit ratings of all kinds – the lender takes the risk.

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

Why Use ChooseMyCar

If you need car finance, ChooseMyCar has much to offer:

  • We work with over 2,500 nationwide car dealerships.

  • Our car finance options come with no deposit.

  • We boast an excellent 4.9 Trustpilot service score.

  • Our lenders can work within your credit rating.

  • We take care of negotiations on your behalf.