Car Finance
Wirral

Get a quote No impact on your credit score

Rates from 7.9% APR. Representative 21.4 APR

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Finance Calculator: How Much Can You Afford to Spend On A Car?

What's your Loan Amount? £8,000

What's your Loan Term?

4 Years

My Credit Score is

£190.42

48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Representative example:

Borrowing £6,500 over 48 months with a representative APR of 21.4%, an annual interest rate of 21.4% (Fixed) and a deposit of £0.00, the amount payable would be £196.24 per month, with a total cost of credit of £2,919.52 and a total amount payable of £9,419.52

Car Finance Deals Wirral

Getting the car finance you need doesn’t have to be a headache, and we’re happy to provide you with financial aid which can easily help you buy your dream vehicle. Whether you’ve got your eyes on a new or used car, you would definitely benefit from a hire-purchase, personal contract purchase, or personal loan to help you out.

By buying a car on finance, you can soften any upfront costs and spread it out through monthly repayments. A car is one of the most expensive purchases you’re likely to make, and there are many reasons why you may not have the money to hand.

It’s important you consider your car finance options carefully, so you can find the deal that’s right for you. All you need to get car finance in Wirral is proof of identity, evidence you’ll be able to repay the finance, and your previous address history.

Bad Credit Car Finance Wirral

At ChooseMyCar, we help clients of all types with their car finance needs, even if they have little credit history, or a poor account score. We believe everyone should have access to quality car finance, so we can provide you with quotes that help you find the best deal for your circumstances.

Credit score might be an important factor for lenders – but it doesn’t exclusively determine if they decline your request for car finance. Some lenders may instead ask you to pay the money back in larger instalments, or over a greater period of time, to reduce the risk they take on.

Even with bad credit, car finance could help you drive away in the vehicle you need; there’s no minimum score to be eligible for financial aid. Any dealership that’s registered with the Financial Conduct Authority works with buyers who have credit ratings of all kinds – the lender takes the risk.