Kia Optima for sale

Explore our exceptional range of used Kia Optima cars for sale from trusted UK dealerships, featuring competitive prices and flexible finance options delivered nationwide.

Kia Optima for Sale on Finance

1-36 of 60 cars

  • Kia Optima

1.6 CRDi 3 Sportswagon 5dr Diesel Manual Euro 6 (s Kia Optima

110,004 miles 2019 Zero Deposit

Home Delivery Available

£7,500
£157/month
Example
  • Kia Optima

1.7 CRDi 4 DCT Euro 6 (s/s) 4dr Kia Optima

85,000 miles 2015 Zero Deposit

Home Delivery Available

£7,495
Oldham
£157/month
Example
  • Kia Optima

1.6 CRDi 3 Sportswagon DCT Euro 6 (s/s) 5dr Kia Optima

64,724 miles 2018 Zero Deposit

Home Delivery Available

£10,410
£218/month
Example
  • Kia Optima

1.6 CRDi 3 Sportswagon 5dr Diesel Manual Euro 6 (s Kia Optima

69,950 miles 2020 Zero Deposit

Home Delivery Available

£10,295
Plymouth
£216/month
Example
  • Kia Optima

1.6 CRDi GT-Line S Sportswagon 5dr Diesel DCT Euro Kia Optima

35,000 miles 2019 Zero Deposit

Home Delivery Available

£16,480
Stockport
£346/month
Example
  • Kia Optima

1.7 CRDi 3 Sportswagon 5dr Diesel DCT Euro 6 (s/s) Kia Optima

46,000 miles 2017 Zero Deposit

Home Delivery Available

£11,480
£241/month
Example
  • Kia Optima

2.0h GDi 9.8kWh Auto Euro 6 4dr Kia Optima

36,619 miles 2016 Zero Deposit

Home Delivery Available

£8,995
£189/month
Example
  • Kia Optima

1.7 CRDi GT-Line S Sportswagon DCT Euro 6 (s/s) 5dr Kia Optima

4,800 miles 2018 Zero Deposit

Home Delivery Available

£19,995
£420/month
Example
  • Kia Optima

1.7 CRDi GT-Line S Sportswagon 5dr Diesel DCT Euro Kia Optima

97,053 miles 2017 Zero Deposit

Home Delivery Available

£9,690
Leeds
£203/month
Example
  • Kia Optima

1.6 CRDi 3 Sportswagon DCT Euro 6 (s/s) 5dr Kia Optima

77,174 miles 2019 Zero Deposit

Home Delivery Available

£8,995
£189/month
Example
  • Kia Optima

1.6 CRDi GT-Line S Sportswagon 5dr Diesel DCT Euro Kia Optima

22,449 miles 2019 Zero Deposit

Home Delivery Available

£17,995
£378/month
Example
  • Kia Optima

1.6 CRDi 3 DCT Euro 6 (s/s) 4dr Kia Optima

73,264 miles 2019 Zero Deposit

Home Delivery Available

£9,995
Birmingham
£210/month
Example
  • Kia Optima

1.6 CRDi 3 Sportswagon 5dr Diesel DCT Euro 6 (s/s) Kia Optima

75,725 miles 2018 Zero Deposit

Home Delivery Available

£9,490
Birmingham
£199/month
Example
  • Kia Optima

1.7 CRDi GT-Line S Sportswagon DCT Euro 6 (s/s) 5d Kia Optima

103,079 miles 2017 Zero Deposit

Home Delivery Available

£8,795
£184/month
Example
  • Kia Optima

1.6 CRDi 3 Saloon 4dr Diesel DCT Euro 6 (s/s) (134 Kia Optima

35,602 miles 2019 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Kia Optima

1.7 CRDi 2 Sportswagon Euro 6 (s/s) 5dr Kia Optima

80,837 miles 2017 Zero Deposit

Home Delivery Available

£6,555
£137/month
Example
  • Kia Optima

2.0h GDi 11.26kWh Sportswagon 5dr Petrol Plug-in H Kia Optima

30,000 miles 2019 Zero Deposit

Home Delivery Available

£15,495
£325/month
Example
  • Kia Optima

1.7 CRDi 2 Sportswagon 5dr Diesel Manual Euro 6 (s Kia Optima

103,740 miles 2018 Zero Deposit

Home Delivery Available

£5,995
Barnsley
£126/month
Example
  • Kia Optima

1.7 CRDi 2 Sportswagon 5dr Diesel Manual Euro 6 (s Kia Optima

77,700 miles 2018 Zero Deposit

Home Delivery Available

£7,245
Bury
£152/month
Example
  • Kia Optima

1.7 CRDi GT-Line S Sportswagon DCT Euro 6 (s/s) 5dr Kia Optima

84,963 miles 2017 Zero Deposit

Home Delivery Available

£10,345
£217/month
Example
  • Kia Optima

1.6 CRDi 3 Sportswagon DCT Euro 6 (s/s) 5dr Kia Optima

58,000 miles 2019 Zero Deposit

Home Delivery Available

£10,400
£218/month
Example
  • Kia Optima

1.6 CRDi 3 Sportswagon 5dr Diesel DCT Euro 6 (s/s) Kia Optima

63,000 miles 2019 Zero Deposit

Home Delivery Available

£10,995
£231/month
Example
  • Kia Optima

2.0h GDi 11.26kWh Plus Sportswagon Auto Euro 6 5dr Kia Optima

49,000 miles 2019 Zero Deposit

Home Delivery Available

£14,790
£310/month
Example
  • Kia Optima

1.6 CRDi 2 Sportswagon 5dr Diesel Manual Euro 6 (s Kia Optima

90,580 miles 2019 Zero Deposit

Home Delivery Available

£8,495
Bangor
£178/month
Example
  • Kia Optima

1.6 CRDi 3 Sportswagon 5dr Diesel Manual Euro 6 (s Kia Optima

83,885 miles 2018 Zero Deposit

Home Delivery Available

£8,995
Bury
£189/month
Example
  • Kia Optima

1.6 CRDi 3 Sportswagon Euro 6 (s/s) 5dr Kia Optima

110,004 miles 2019 Zero Deposit

Home Delivery Available

£7,500
York
£157/month
Example
  • Kia Optima

1.7 CRDi GT-Line S Sportswagon 5dr Diesel DCT Euro Kia Optima

104,836 miles 2018 Zero Deposit

Home Delivery Available

£8,795
Bolton
£184/month
Example
  • Kia Optima

1.7 Crdi 3 Sportswagon 5dr Diesel Manual Euro 6 (s/s) (139 Bhp) Kia Optima

39,498 miles 2017 Zero Deposit

Home Delivery Available

£9,995
£210/month
Example
  • Kia Optima

1.6 CRDi 2 Sportswagon Euro 6 (s/s) 5dr Kia Optima

45,459 miles 2019 Zero Deposit

Home Delivery Available

£10,490
£220/month
Example
  • Kia Optima

1.6 CRDi 3 Sportswagon Euro 6 (s/s) 5dr Kia Optima

110,827 miles 2019 Zero Deposit

Home Delivery Available

£7,200
Slough
£151/month
Example
  • Kia Optima

1.6 CRDi GT-Line S Sportswagon 5dr Diesel DCT Euro Kia Optima

83,781 miles 2018 Zero Deposit

Home Delivery Available

£9,995
£210/month
Example
  • Kia Optima

1.6 CRDi 2 SPORTSWAGON 5dr DIESEL EURO 6 (s/s) (13 Kia Optima

81,747 miles 2018 Zero Deposit

Home Delivery Available

£7,000
Ipswich
£147/month
Example
  • Kia Optima

1.7 Crdi 3 Sportswagon 5dr Diesel Dct Euro 6 (s/s) (139 Bhp) Kia Optima

42,932 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Kia Optima

1.6 CRDi 2 Sportswagon Euro 6 (s/s) 5dr Kia Optima

72,495 miles 2019 Zero Deposit

Home Delivery Available

£7,890
£165/month
Example
  • Kia Optima

1.7 CRDi 3 Auto Euro 5 4dr Kia Optima

87,247 miles 2015 Zero Deposit

Home Delivery Available

£5,795
£121/month
Example

Buy the Kia Optima on Finance

The Optima has put Kia right in the middle of the saloon market, and it has the looks and equipment to compete. It is aiming to take on Ford’s Mondeo and Volkswagen’s Passat, among others.

Now in its second generation, the Optima has been refined with sharper styling.

The Optima is available in two trim levels; the 2 and 3. Standard equipment includes 17-inch alloy wheels, Bluetooth, and music streaming. A seven-inch touchscreen system with sat-nav, a reversing camera, and DAB radio are fitted as standard to the 2 trim and above.

The 3 adds to the entry-level equipment by offering 18-inch alloys, eight-inch touchscreen, Harman-Kardon stereo system, and heated front seats. External chrome detailing is also a feature.

The Optima is also available as an estate, called the Sports Wagon. It is offered in the same trim levels as the saloon, providing the same standard equipment.

Engines on the Optima are limited to diesels only. There is just one engine available for the saloon and estate, a 1.6L. The Sports Wagon offers an automatic gearbox – unlike the saloon.

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Yes, the Kia Optima offers excellent long-term reliability with one of the industry’s best warranty packages. Kia’s robust engineering and comprehensive dealer network ensure affordable maintenance and readily available parts. Most mechanical components prove highly durable, making it a smart choice for families seeking dependable transportation.

The Kia Optima delivers competitive running costs for its class, with efficient engines providing good fuel economy for a large saloon. Insurance groups are reasonable, and servicing costs remain affordable through Kia’s extensive dealer network. Road tax varies by engine and registration date, but most variants fall into moderate tax bands.

Absolutely. At ChooseMyCar, we work with specialist lenders who consider applications from customers with varied credit backgrounds, including previous difficulties. Our soft credit search process won’t impact your credit score during initial assessments. Many customers with imperfect credit histories successfully secure competitive finance deals for their chosen Optima.

The Kia Optima excels as a family vehicle with generous rear passenger space, a large boot, and comprehensive safety equipment. Its comfortable ride quality and quiet cabin make longer journeys pleasant for all occupants. The elevated driving position and excellent visibility boost confidence for drivers of all experience levels.

While the [Kia Sportage](/resources/car-reviews/kia/sportage) offers SUV versatility and the [Kia Rio](/resources/car-reviews/kia/rio) provides compact efficiency, the Optima delivers executive car comfort with family-friendly practicality. Each model serves different needs, but the Optima specifically targets buyers wanting premium features without premium prices.

Used Kia Optimas often retain portions of their original seven-year manufacturer warranty, depending on age and mileage. Additionally, our approved dealers provide comprehensive used car warranties covering major components. This dual protection offers exceptional peace of mind compared to many other manufacturers in this price segment.

Kia Optima parts remain competitively priced due to the brand’s focus on affordability and widespread dealer availability. Common service items like filters, brake pads, and routine maintenance components cost significantly less than equivalent German premium alternatives. Kia’s extensive warranty coverage also protects against unexpected repair costs during the coverage period.

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