Volvo S90
Used Car Review

Volvo S90

For Sale Online with Finance

Nick Zapolski

ChooseMyCar founder, ex-racing driver, and motoring expert

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A former British Touring Car support racer, Nick is the founder of ChooseMyCar and brings years of industry insight to the world of cars and car buying.

Overall Rating

4.3/5

Based on expert evaluation and real-world testing

Performance

4

Comfort & Interior

4.7

Running Costs

3.8

Practicality

4.2

Expert Review

Our ratings are based on thorough testing and expert evaluation. We consider all aspects of the vehicle, from performance to value for money, ensuring you get a transparent and reliable assessment.

Volvo S90

Overview

Looking for a luxury saloon that prioritises comfort and safety above all else? The Volvo S90 might be exactly what you need. This executive saloon combines Scandinavian elegance with cutting-edge technology, offering a serene driving experience that rivals the German premium brands. It’s the car for drivers who want refinement and sophistication without the aggressive styling of its competitors.

From first glance, the S90 commands attention with its distinctive Thor’s Hammer LED headlights and flowing silhouette. The interior takes this premium feel further, featuring beautifully crafted materials and an intuitive infotainment system that puts many rivals to shame. Competitors like the BMW 3 Series focus on sporty dynamics, but the S90 takes a different approach, prioritising passenger comfort and advanced safety technology.

Driving the S90 feels like gliding rather than rushing. The engines are refined and smooth, while the suspension setup prioritises comfort over sharp handling. It’s a car that excels on long motorway journeys and makes every trip feel relaxing. While it may not be the most dynamic choice in its class, the S90 offers something genuinely different: a luxury saloon that puts wellbeing and tranquillity first.

Volvo S90

What's the Volvo S90 Like to Drive?

The Volvo S90 offers a range of refined engines designed for smooth, effortless progress. The entry-level T4 petrol delivers around 190 horsepower, providing adequate performance for most situations. For those wanting more power, the T5 and T6 variants offer stronger acceleration, with the T6 managing 0-60mph in around 6.5 seconds. The T8 Recharge plug-in hybrid combines petrol and electric power for impressive performance and improved fuel economy.

Where the S90 truly excels is in its composure and refinement. The steering is light at parking speeds but provides good feedback on faster roads. The suspension setup prioritises comfort, absorbing road imperfections beautifully while maintaining good body control. This executive saloon feels most at home on motorways, where its excellent noise insulation and smooth power delivery create a genuinely relaxing experience. It may not be as sharp as German rivals, but it offers a uniquely serene driving character.

Key Features

Essential specifications and features

  • Engine

    2.0L 4-cylinder Turbo / T8 Hybrid

  • Power Output

    190 - 400 bhp

  • 0-60 mph

    8.2 - 4.9 seconds

  • MPG Combined

    35 - 113 mpg (T8 hybrid)

Boot Space
500 litres
Safety Rating
★★★★★ (Euro NCAP)

Inside the Volvo S90: Comfort & Features

Step inside the S90 and you’re immediately struck by the quality and attention to detail. The dashboard features clean, minimalist design with high-quality materials throughout. The large portrait-style touchscreen dominates the centre console, controlling most functions through Volvo’s intuitive Sensus system. Apple CarPlay and Android Auto come as standard, making smartphone integration seamless.

The front seats are exceptionally comfortable, offering excellent support and multiple adjustment options. Higher-spec models feature massage functions and ventilation for ultimate comfort. The cabin is remarkably quiet, with excellent sound insulation that keeps road and wind noise to a minimum. Rear passengers enjoy generous space, with plenty of legroom and headroom even for taller adults. The overall ambience feels calm and luxurious, creating a perfect environment for relaxed long-distance travel.

The Volvo S90 is a compelling choice for buyers who prioritise comfort, safety, and refinement over outright performance. It successfully delivers a uniquely calm and luxurious driving experience that stands apart from its German rivals. The interior quality is exceptional, and the advanced safety technology gives genuine peace of mind for family use.
Nicholas Zapolski Car Expert
Volvo S90

Is the Volvo S90 Expensive to Run?

As a premium executive saloon, the S90 comes with higher running costs than mainstream alternatives. Fuel economy varies significantly depending on the engine choice. The petrol engines typically achieve around 35-40 mpg in real-world driving, while the T8 Recharge hybrid can deliver over 100 mpg with regular charging. Insurance groups are reasonable for the class, though they’ll be higher than for smaller cars.

The initial purchase price reflects its premium positioning, with new models starting from around £40,000. However, the S90 holds its value well thanks to Volvo’s strong reputation for reliability and safety. Servicing costs are competitive within the luxury segment, and Volvo’s extended warranties provide peace of mind. The T8 hybrid models qualify for reduced company car tax rates, making them attractive for business users. Overall, while not the cheapest option, the S90 offers reasonable value when you consider the comfort, safety, and refinement it provides, especially with car finance making ownership more accessible.

How Does It Compare?

Compare key features and specifications

Volvo S90
BMW 5 Series
Mercedes E-Class
Starting Price £40,000 £42,000 £44,000
Performance
Engine 2.0L T4 190hp 2.0L 184hp 2.0L 197hp
Power 190 bhp 184 bhp 197 bhp
0-60 mph 8.2 seconds 8.5 seconds 7.3 seconds
Running Costs
MPG Combined 38 mpg 42 mpg 40 mpg
Practicality
Boot Space 500 litres 530 litres 540 litres
Standard Features
Key Features Excellent safety tech, Luxurious interior, Hybrid options Sharp handling, Strong engines, Tech-focused Premium build quality, Advanced driver aids, Refined ride
Volvo S90

Volvo S90 Practicality & Boot Space

For an executive saloon, the S90 is impressively practical. The 500-litre boot easily accommodates a family’s luggage for a week’s holiday or several large suitcases. The rear seats fold down to expand cargo space further, though the opening isn’t as wide as you’d find in an estate or SUV. Inside the cabin, storage is well thought out with useful compartments for phones, drinks, and personal items.

The S90 really shines as a family car or for business users who cover long distances regularly. The spacious rear seats make it comfortable for adult passengers on extended journeys. Its refined character and advanced safety systems make it an excellent choice for motorway commuting. While it may not have the versatility of an SUV, the S90 offers enough space and comfort for most real-world situations. For those who appreciate the elegance of a traditional saloon, it provides excellent practicality without compromising on style, especially when compared to other used Volvo cars.

I’ve owned my S90 for two years and it’s been fantastic. The comfort levels are outstanding, and I genuinely look forward to long drives. The safety technology gives me confidence with my family on board. My only minor complaint is that the touchscreen can be slow to respond sometimes, but overall it’s a superb car.
James Mitchell Volvo S90 Customer
Verified Purchase

The Volvo S90 stands out in the competitive executive saloon market by offering a genuinely different approach to luxury motoring. It combines exceptional comfort, advanced safety technology, and understated Scandinavian elegance in a package that feels refreshingly unhurried. While it may not be the sharpest or most powerful car in its class, it excels in the areas that matter most for relaxed, premium motoring.

You choose the S90 because you want an executive saloon that feels like a sanctuary on wheels. Its whisper-quiet cabin, supremely comfortable seats, and advanced driver assistance systems make it perfect for long-distance travel and daily commuting alike. If you’re looking for a luxury saloon that prioritises wellbeing over sportiness, the S90 should definitely be on your shortlist, with excellent options available through Bad Credit Car Finance Guide for flexible ownership solutions.

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Frequently Asked Questions

Yes, the Volvo S90 has proven to be reliable for daily use. Owners report good build quality and dependable performance across the engine range. The brand’s focus on safety extends to mechanical reliability, with most issues being minor electrical niggles rather than major mechanical problems. Regular servicing is important, but overall reliability is strong compared to German rivals.

When viewing a used S90, check the touchscreen infotainment system thoroughly as early versions can be slow or unresponsive. Inspect the air suspension on higher-spec models for any warning lights. For T8 hybrid models, ensure the charging system works properly and check battery condition. Service history is crucial, particularly for maintaining warranty coverage.

The S90 takes a different approach compared to BMW and Mercedes rivals. While German cars focus on sporty dynamics and performance, the S90 prioritises comfort and serenity. It’s quieter, more comfortable, and has superior safety technology, but it’s not as sharp to drive or as prestigious as its German counterparts. Choose the S90 if you value relaxation over excitement.

The T8 hybrid offers impressive performance with over 400bhp combined output and excellent fuel economy when charged regularly. Company car drivers benefit from low benefit-in-kind tax rates. However, the complex hybrid system adds weight and potential reliability concerns. It’s worth it if you can charge regularly and value the tax benefits, but the regular petrol engines are simpler and still refined.

Expect fuel costs of around £1,500-2,000 annually for average mileage, depending on the engine choice. Insurance typically costs £800-1,200 per year. Servicing averages £400-600 annually at Volvo dealers. The biggest cost is depreciation, though S90s hold their value reasonably well. Overall, budget around £4,000-5,000 annually for total running costs including depreciation.