Bad Credit Car Finance Guides

How To By A Car on Benefits – What’s Possible?

If you’re currently on benefits or out of work and need a car, it’s easy to feel like your options are limited. However, the truth is that many people in similar circumstances are still able to get a car on finance- and with the right support and guidance you can too. Here at ChooseMyCar, we’ve helped thousands of drivers secure finance through specialist lenders who understand that a steady income doesn’t always come from traditional employment.

Nick Zapolski

March 13, 2026

What Credit Score Do You Need to buy a car?

Your credit score won’t matter if you are simply buying your car outright, but for car finance it will be taken into account. While it’s not always the case, a good credit score is generally preferred by lenders, and it will give you access to preferential rates.

Nick Zapolski

March 13, 2026

How to Improve Your Credit Score (Before Applying)

Building a strong credit score, or credit rating, is essential for a number of reasons. These include applying for credit agreements and mortgages, but also extend to loans and applying for car finance. It’s useful for a whole host of things, but primarily affects your ability to borrow money

Nick Zapolski

March 12, 2026

No Credit Check Car Finance – Myth or Reality?

Getting Car Finance or a loan to help you pay for your next car seems like a great way to make it more manageable in the short and long term – you won’t need to dish out a large lump sum, instead of covering the cost of your car with simple monthly repayments that are easier to find the funds for on a regular basis.

Nick Zapolski

March 11, 2026

Car Finance with a Debt Management Plan (DMP)

Looking for a new car can be a crazy process, especially when you’ve got personal problems that could potentially stand in the way of you being able to get the car that you want

Nick Zapolski

March 11, 2026

How Credit Scores Affect Car Finance Approval

If you’re looking to apply for a car finance agreement, you’ve probably already learned that your credit score has a huge part to play – this is because a finance agreement involved being approved for credit, therefore meaning you will need to be assessed based on your credit score.

Nick Zapolski

March 11, 2026

Affordable Used Car Brands for Bad Credit UK

Affordable Used Car Brands for Bad Credit Buyers Finding affordable used car brands for bad credit can feel like climbing a steep hill when your score isn’t perfect. Yet, for many drivers across the UK, it’s not an impossible task. The good news is that plenty…

Alizeh Bukhari

January 26, 2026