A guide to Deposit Contributions, what they are, how they work, and the advantages & disadvantages of buying a car on finance with a dealership or manufacturer deposit contribution included.Read guide
What is the cheapest car to buy on finance?
There are a number of factors that affect the cost of a car on finance. With this in mind the cheapest car on finance can change from person to person depending on the car finance type they go for and a number of other factors, such as a credit score, that can change the interest or repayment term and as such make a car more expensive.Read guide
What is Guaranteed Future Value (GFV)?
When buying a car on a PCP finance deal the repayments are worked out by the proposed residual value of the car at the end of the term. This is known as the guaranteed future value (GFV) of the car.Read guide
How to improve your credit score
Building a strong credit score, or credit rating, isn’t just useful for applying for car finance. It’s useful a whole host of things, but primarily affects your ability to borrow money. In this guide we’ll go over what a credit score is, what having a good one means and how you can improve your credit rating.Read guide
Why have I been refused for car finance?
While we work hard to get the best car finance deal for everyone who applies, there are a number of reasons why you may be declined for car finance. Unfortunately this is something that can’t always be avoided. We’ve gone over the reasons you may be declined car finance below.Read guide
Can I Sell a Car with Outstanding Finance?
People wanting to sell their car, to either make a little money or shop around for something new, is not at all unusual. It’s also not uncommon for people with outstanding car finance to want to sell up or change cars. The potential difficulty you may have in selling a car with outstanding finance can, in part, depend on the type of car finance deal you have.Read guide
How much can you afford to spend on a car?
When looking for a new or used car it’s important to work out what car you can afford to buy. While your goal may be to get behind something sporty and fast, you may be better off getting something that has lower monthly repayments and cheaper running costs. Our guide will help you work out your budget and estimate running costs for your car, so you can estimate how much you can afford to spend on a car.Read guide